Job Description:

As a Senior Consultant specializing in DTA payments and cards you will play a pivotal role in shaping next generation payment solutions for global financial institutions
You will work closely with business technology and operations teams to design and optimize payment flows using Global Pay Plus and SEPA frameworks ensuring secure compliant and high performance transaction processing
This role offers the opportunity to influence strategic decisions lead complex implementations and mentor junior team members while staying at the forefront of digital payments innovation
If you enjoy solving intricate payment challenges translating regulatory and business needs into robust technical solutions and collaborating in a dynamic cross functional environment this position will give you both impact and growth
Your expertise will help clients modernize their payment landscapes enhance customer experience and drive operational excellence across domestic and cross border payment ecosystems

Key Responsibilities:

Lead end to end consulting engagements on DTA payments and card processing using Global Pay Plus and SEPA standards
Analyze client payment ecosystems identify gaps and define target state architectures and roadmaps for payments modernization
Design and configure Global Pay Plus modules for SEPA credit transfers direct debits and related payment schemes ensuring compliance and performance
Translate business and regulatory requirements into detailed functional and technical specifications including XML based payment messages
Collaborate with engineering teams to integrate payment solutions with core banking card systems and external payment networks
Conduct impact analysis solution design reviews and walkthroughs with stakeholders across business technology and operations
Support testing strategy SIT UAT regression by defining test scenarios validating XML message structures and troubleshooting defects
Provide subject matter expertise on SEPA rules cut off times settlement cycles and exception handling for high volume payment processing
Guide clients on best practices for payment operations straight through processing and risk and compliance controls in the payments and cards domain
Mentor junior consultants share domain knowledge and contribute to internal accelerators templates and knowledge repositories

Technical Requirements:

Minimum Qualifications
Graduation in Computer Science Information Technology Engineering Finance or a related field
5 20 years of experience in payments and or cards consulting implementation or solution design roles
Hands on experience 5 years working with Global Pay Plus in implementation configuration or solution architecture
Strong expertise in SEPA payment schemes credit transfer direct debit including message formats processing flows and compliance requirements
Solid understanding of XML based payment messages and schemas relevant to SEPA and bank payment interfaces
Proven ability to work with cross functional teams and stakeholders in a consulting or client facing environment

Additional Responsibilities:

Job Locations Bangalore Chennai Hyderabad Pune Noida Chandigarh

Preferred Skills:

Domain->FS-Commercial Banking->Loan Origination (Corporate),Domain->FS-Consumer Banking->Personal Banking->Core Banking,Domain->FS-Payments->Payment Schemes,Technology->Cards and Payments - Payment Messaging->SWIFT,Technology->Finacle-Core-Payments->SWIFT,Domain->FS Products-Payments->Finastra GPP,Domain->FS-Payments->Payment Messaging

Payments and Cards Testing Consultant