Description
We are seeking a skilled Mortgage Underwriter to join our team in India. The ideal candidate will possess a thorough understanding of mortgage lending processes and demonstrate strong analytical abilities to assess loan applications effectively.
Responsibilities
- Review and analyze mortgage applications for accuracy and completeness.
- Assess applicant creditworthiness by evaluating credit reports and financial statements.
- Determine the risk associated with mortgage lending and make recommendations accordingly.
- Ensure compliance with company policies and regulatory requirements.
- Collaborate with loan officers and other team members to facilitate smooth processing of mortgage applications.
- Communicate decisions to applicants and provide reasons for approval or denial of loans.
Skills and Qualifications
- Bachelor's degree in finance, business administration, or a related field.
- 2-12 years of experience in mortgage underwriting or a related financial field.
- Strong analytical skills and attention to detail.
- Proficient in using underwriting software and tools.
- Excellent communication and interpersonal skills.
- Knowledge of mortgage lending regulations and compliance standards.
- Ability to work under pressure and meet tight deadlines.
