Manager- Treasury

Protium: The Company

We are a full-service FinTech startup working to re-engineer the credit business in India using Data Science and Technology:

• Our core approach involves the development of frictionless customer journeys through automation and digitization of workflows as well as enablement of automatic evidence-based decision-making through large-scale implementation of next-generation machine learning models across the entire lending value chain.
• We are extremely well-funded (largest Series A funding round of >1,000 INR crores in India) to achieve our aim of building a business that can rapidly serve the diverse funding / liquidity needs of salaried individuals, self-employed professionals, and small and medium sized enterprises.
• Pan India presence with 3000+ Employees across 100+ branches in 90 cities
• Leadership Team with 150+ years of experience with deep India and global exposure in Financial Services, Risk & Technology

Responsibilities

· Fund raising for company to fulfill the business requirement on ongoing basis.

· Preparing proposals, term sheets, Information Memorandum and compiler of other information required by banks, NBFCs, NHB, other financial intermediaries for fund raising under new/renewal/enhancement of limits.

· Ensuring availability of funds for the day–to-day operations and ensuring meeting payment obligations for all funding requirements of internal and external commitments of the company

· Treasury management & Liquidity - Review of Investment schedules and reconciliation, deployment of surplus funds in best available avenues (FD, MFs etc.) and managing the liquidity with optimization of cost.

· Coordinating in the legal due diligence, documents execution, and security creation and complying with pre & post disbursement conditions. Dealing with potential objections/queries from the lenders.

· Liasoning with Credit Rating Agencies for rating of the company, fresh rating and annual surveillance thereof and the associated data requirement.

· Coordinating with Debenture Trustees, RTA, Depository Service providers, IPA and other financial intermediaries for fund raising associated with NCDs.

· Preparing CMA/Projections, Due Diligence Reports, UFCE declaration, Book Debt/Receivable Statement, periodic financial statements, Cash Flow Statement, various MIS's & corporate presentations as a part of pre & post disbursement requirement from lenders.

· Monitoring the overall debt and optimization of Finance cost - Interest cost, Transaction charges and other borrowing costs.

· Liasoning and coordinating with internal as well as external auditors/ASM for finance related issues, providing quarterly balance confirmation from banks, statements and other details required by auditors for quarterly audit purpose.

· Preparing ALM presentations for ALCO review and ALM reports for reporting.