Manager, Regulatory & Compliance

We are looking for a seasoned Compliance professional with a strong analytical mindset to lead our Regulatory Compliance function. The ideal candidate will be a Chartered Accountant with deep domain expertise in the Payments ecosystem, specifically regarding Payment Aggregators (PA) and Prepaid Payment Instruments (PPI). You will play a critical role in interpreting complex regulations and ensuring our business flows remain compliant with RBI and NPCI mandates.

Key Responsibilities:

• Regulatory Interpretation & Advisory: Monitor, interpret, and analyze circulars, notifications, and guidelines issued by RBI and NPCI. Provide actionable impact analysis to business and product teams.
• Compliance Framework: Ensure end-to-end compliance with the Master Directions for Payment Aggregators (PA) and Prepaid Payment Instruments (PPI).
• Product Advisory: Act as a subject matter expert (SME) for product teams, ensuring new products and flows (e.g., onboarding, settlement, KYC) are built in adherence to regulatory guardrails.
• Audit & Reporting: Manage regulatory reporting requirements and handle internal/external compliance audits.
• Stakeholder Management: Liaise with internal stakeholders (Legal, Tech, Business) to drive compliance initiatives and represent the function in regulatory discussions.

Mandatory Requirements:

• Qualification: Qualified Chartered Accountant (CA).
• Experience: 5 to 6 years of total Post-Qualification Experience (PQE).
• Minimum 2 to 3 years of dedicated experience in the Fintech/Payments sector (specifically PA/PPI).
• Domain Knowledge: In-depth understanding of the RBI and NPCI regulatory framework applicable to Payment Aggregators and PPI issuers.

Key Competencies:

• Analytical & Interpretation Skills: Ability to deconstruct complex regulatory language and interpret its practical implication on business models.
• Communication: Excellent verbal and written communication skills to articulate compliance risks and requirements to senior management and non-compliance stakeholders.
• Problem Solving: Proactive approach to identifying compliance gaps and suggesting operational fixes.