Loan Officer

Key Responsibilities:

• Evaluate loan applications by analyzing creditworthiness, income, and financial history.
• Interview applicants to gather necessary information and documentation.
• Explain loan options, terms, and conditions to applicants clearly.
• Prepare and present loan proposals to the credit committee or management.
• Ensure all loan documents are accurately completed and compliant with company policies.
• Maintain records of loan applications, approvals, and disbursements.
• Follow up with clients for loan repayments and resolve any issues.
• Build and maintain relationships with clients and referral sources.
• Stay updated on lending regulations and market trends.
• Meet loan disbursement and collection targets.

Qualifications & Skills:

• Bachelor's degree in Finance, Business Administration, or related field.
• 13 years of experience in banking, lending, or credit analysis.
• Strong understanding of loan underwriting and credit analysis.
• Excellent communication, negotiation, and interpersonal skills.
• Detail-oriented with strong analytical abilities.
• Proficient in MS Office and loan management software.
• Ability to work independently and meet targets.