Description
We are seeking a Loan Credit professional to join our team in India. The ideal candidate will play a crucial role in evaluating loan applications, conducting credit analyses, and ensuring compliance with company policies and industry regulations. This position is suitable for candidates with 0-10 years of experience in credit analysis or related fields.
Responsibilities
- Evaluate and process loan applications in a timely manner.
- Conduct credit analysis to assess the financial health of applicants.
- Determine loan eligibility based on company guidelines and risk assessment.
- Communicate with clients to gather necessary documentation and information.
- Prepare detailed reports and recommendations for loan approvals.
- Collaborate with underwriters and other team members to ensure proper risk management.
- Monitor outstanding loans and assess the need for adjustments or follow-ups.
- Stay updated on industry trends, regulations, and best practices in credit analysis.
Skills and Qualifications
- Bachelor's degree in Finance, Business Administration, or related field.
- Strong analytical and problem-solving skills.
- Proficiency in financial analysis and credit scoring models.
- Familiarity with loan processing software and financial databases.
- Excellent verbal and written communication skills.
- Attention to detail and strong organizational abilities.
- Ability to work independently and as part of a team.
- Basic knowledge of Indian banking regulations and credit policies.
