Who Are We
BimaKavach is reimagining how Indian businesses access protection — with technology, speed, and simplicity at the core of everything we do.
We proudly serve 4,500+ companies, including names like BSNL, Daikin, The Whole Truth, and CleverTap, and are backed by top investors like Waterbridge, Blume, Arali, and Eximius.
Our mission To safeguard every Indian business by 2047
.Our mindset Bold, fast-moving, and customer-obsessed.
Join us at BimaKavach and be part of a once-in-a-generation opportunity to reshape how insurance works for millions of businesses. Bring your expertise, curiosity, and ambition — and help build the future of SME insurance in Indi
a.
Job Overvi
ew:We are seeking a skilled Liability Insurance Underwriter to assess and evaluate risks associated with liability insurance products. The ideal candidate will bring a strong understanding of the commercial liability landscape, from general liability to specialized products, ensuring accurate underwriting decisions that balance client needs and organizational profitabili
ty.
Key Responsibilit
- ies:Demonstrate extensive knowledge of Liability and Financial Lines products, including policy analysis and comparison with competit
- ors.Work on large client submissions, collaborating with MNC brokers to ensure conversi
- ons.Develop pre-underwritten products for the Retail team, overseeing IT integration for streamlined product deliv
- ery.Lead product development, including product filing, pricing in collaboration with actuaries, and market differentiation analy
- sis.Engage with the reinsurance team for facultative proposals, ensuring comprehensive coverage and risk managem
- ent.Prepare client submissions, conducting in-depth risk analysis, understanding business structures, and identifying key exposu
- res.Facilitate training for the Sales team to enhance product knowledge and market readin
- ess.Conduct client meetings to support business acquisition and retention, fostering strong client relationsh
- ips.Liaise with brokers, agents, and clients to support business development and client satisfact
- ion.Manage operational tasks, including scrutiny and quality control of policy wording and documentat
ion.
Qualificat
- ions:Bachelor's degree in Finance, Business, Insurance, or a related f
- ield.Relevant certification in insurance underwriting (e.g., CII, CPCU) is an a
- sset.Minimum of 3 years of experience in underwriting liability insurance prod
- ucts.Comprehensive knowledge of liability lines, including general, professional, and specialty liabi
- lity.Strong analytical skills to evaluate complex risk profiles and make sound underwriting decis
- ions.Excellent communication and interpersonal skills for interaction with brokers, agents, and internal t
- eams.Detail-oriented with the ability to manage multiple accounts and prioritize t
- asks.Proficiency in insurance software and data analysis t
ools.
