LEAD- PRODUCT

Job Description :

.Manage the lifecycle strategy and implement strategies to optimize portfolio performance.

.End-to-End responsibility for the product strategy, pricing & yield management for Personal Loan.

.Transforming the Personal Loan process with a focus on Digital Work Flow, simplification and improving customer experience and reduced TAT.

.Assess relevant customer, competitor and industry insights to help define strategies to improve customer experience and portfolio growth.

.Conceiving and driving contests for sales incentives, Cross-sell, products and strategizing digital initiatives.

.Develop & execute all product related performance metrics (including tracking of portfolio quality) and streamline the data flow concerns if any in all products / programs handled.

.Understanding of Profit & Loss with respect to Asset business, well versed with MIS & Presentation highlighting key trends and suggest actions to be taken.

.Ensure regular review of credit policy, product, regulatory guidelines and accordingly initiate required changes in policies / processes.

.Prepare budget in coordination with Finance and Business Head basing the requirement.

.Review actual against budget in all aspects, profitability, top-line and bottom line and minute analysis of Profit & Loss.