Formulating Credit Policy and Operational Guidelines. Creating built-in mechanisms for adherence to the policy and highlighting any deviations that happen to concerned authorities at regular intervals.
Monitor portfolio performance to identify trends and recommend strategy changes to the Business
Tracking performance against guardrails, analyse portfolio and macro-economic data to determine potential impact on business operations.
Preparation of review deck, detailed analysis on portfolio and presenting it to Management.
Evaluate, implement and monitor internal & external credit scoring models
Implementation of new policies in system: Closely work with IT team for implementation of product policies in system, review validations and suggest improvements to increase system efficiency.
Post Disbursement case review to assess policy adherence.
