Individual Loan Officer - Retail MFB - RIL - Sales

Tata Capital Ltd is looking for Individual Loan Officer - Retail MFB - RIL - Sales to join our dynamic team and embark on a rewarding career journey

• Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan
• Assist clients in understanding loan options and provide guidance throughout the application process
• Analyze financial statements, credit reports, and other documentation to make informed lending decisions
• Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients
• Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials
• Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner
• Maintain accurate and up-to-date records of all loan applications and related documentation
• Ensure compliance with all applicable lending regulations and policies
• Continuously monitor loan portfolios and identify opportunities for risk management and improvement
• Proficiency in Microsoft Office and loan management software
• Strong communication and interpersonal skills