Responsibilities:
Treasury Strategy & Liquidity Management:
- Design, implement, and oversee the strategy for the treasury function to provide optimal liquidity while maintaining a competitive cost of funds.
- Ensure sufficient liquidity for business requirements, including buffers for stress events, and maximize net interest margin.
- Develop and implement hedging strategies to manage interest rate risk.
- Actively manage liquidity to ensure optimal use of funds and create trading strategies to generate trading income through bonds and equities.
Funding & Capital Management:
- Define strategies for optimal mix of borrowings between money market instruments and banks to optimize cost of funds and maintain structural liquidity.
- Develop alternative funding channels like external commercial borrowings and retail bonds to diversify funding sources.
- Plan and manage augmentation of total borrowings with an optimal mix of core and supplementary capital to reduce burden on core capital.
Stakeholder & Regulatory Engagement:
- Represent the organization to institutional investors (mutual funds, insurance companies, others), banks, rating agencies, auditors, and regulators.
- Maintain strong relationships with stakeholders to support liquidity and investment strategy.
- Set up and ensure compliance with policies and processes aligned with RBI/SEBI guidelines and standards.
Governance & Committees:
- Participate as a member of ALCO and investment committee meetings and report minutes to the board for approval of investment guidelines.
- Strategize internal engagement with business heads, asset liability committee, and investment committee to address pricing and funding issues.
