Role Description
Credit Risk Data Unit (CRDU)
The Credit Risk Data Unit (CRDU) was created to bring together Credit Operations and Risk Close & Analysis functions with the aim to standardize data taxonomy and provide greater transparency on residual differences between Risk & Finance. A closer alignment on data management enables us to both report and manage Risk & Finance deliverables more efficiently and contributes to our goal of building a stronger and safer DB.
What we'll offer you
- As part of our flexible scheme, here are just some of the benefits that youll enjoy,
- Best in class leave policy.
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your key responsibilities
- Focus on processes of higher complexity and reporting, requiring detailed interpretation & understanding of credit related information used to finalize the reports and presentations within the scope of the function.
- Preparing, coordinating, and distributing reports and perform, quality control, including data analysis of credit data, evaluation and presentation of results in MIS reports, dashboards, and presentations.
- Reconcile credit limits across different business lines and systems. Support trade capture activities and ensure accurate recording of credit-relevant transactions.
- Coordination of incoming enquiries and point of contact for the relevant stakeholders.
- Collaborate with the Finance and Credit Risk change teams on strategic initiatives, assist with UAT testing for changes or enhancements to the respective risk systems.
- Documentation of routine processes, following key guidelines within agreed procedures
- Coordinate and provide SME overview for audit requirements.
- Enable culture of challenging the status quo, identifying process & organizational opportunities (ToM / resource fungibility) to create capacity in partnership with TSG, TDI & GCOO
- Provide coverage for other CRDU team members in the process.
- Develop E2E knowledge Cross training within CRDU & Focused learning interventions on skill gap for self-remit.
- Ensure key operating document recertification, control inventory recertification and timely productivity/utilization tracker update.
Your skills and experience
- University degree (in Commerce, Economics, Finance, Business Administration)
- Detailed knowledge of Credit Risk or other Risk systems is beneficial
- Sound knowledge on basics of finance & banking
- Good communication skills, both oral and written
- Proficiency in MS Office applications (Excel, word and PowerPoint)
