Financial Planning & Analysis- Associate

Our Consumer & Community Banking divisionserves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

As Financial Planning & Analysis- Associate, in CBB Finance team in Bengaluru supports the Consumer and Business Banking segment by offering Financial Reporting, Planning, Modelling and Analysis services to various internal customers including Finance and Business Management leads and field finance teams. You will be part of Branch Network Finance team responsible for providing support for Consumer Bank Branch Network, Global Real Estate and other stakeholder teams. In this role, you will develop a deep understanding of the branch real estate business and financial principles to enable and assess channel performance as well as make recommendations. This role will require to perform proactive analysis on branch performance to provide recommendations on target setting for new branches and help drive critical business decisions by analyzing metrics and designing reports.

Job Responsibilities

• Execute robust financial modeling for real estate initiatives-including new builds, relocations, consolidations, branch purchases, property redevelopments, and dispositions-governing $1B in capital spend.
• Own endtoend analysis of existing branch performance and recommend funding decisions across new openings, consolidations, purchaseversuslease options, and relocations.
• Deliver new reports per business needs and develop automated processes to standardize and scale reporting.
• Develop a strong business understanding and define the key metrics that drive decisionmaking.
• Translate qualitative drivers-demographics, traffic, competitive intensity-into quantified assumptions document sources, rationales, and confidence levels.
• Conduct postinvestment reviews comparing actuals to business cases capture learnings to refine future assumptions.
• Lead automation and processstreamlining initiatives to generate CFOready insights and strengthen funding evaluations.
• Maintain complete, accurate databases and establish processes and controls to preserve data integrity.
• Summarize branch performance drivers, including profitability, breakeven, and payback dynamics.
• Sustain a continuous focus on accuracy and quality, instituting checks to maintain a high degree of precision.
• Support standard reporting cycles and fulfill ad hoc reporting requests in a timely manner.
• Present financial results and recommendations to organizational leaders with clear narratives and visuals.
• Automate manual processes wherever feasible to improve cycle time, consistency, and auditability.
• Deepen understanding of the financial models and key metrics that drive the decisionmaking process keep documentation current.
• Leverage approved AI tools and sound prompt engineering to accelerate research synthesis, draft investment narratives, and standardize option comparisons validate all outputs against source data and governance requirements.

Required qualifications, capabilities, and skills

• Qualified CA/ MBA or equivalent degree in Accounting/Finance
• 3 to 7 years of experience in Financial Planning or Modelling
• Good communication and strong excel skills.
• LLM proficiency with prompt engineering to produce accurate, compliant financial narratives and insights.
• Advance excel skill including VBA and Essbase
• Working knowledge of SQL for data extraction and manipulation
• Positive attitude and demonstrate intellectual curiosity.
• Strong analytical skills and attention to detail

Shift Timing:

• 2.00 pm to 11.00 pm (IST)