Financial Analyst

Job Description

At American Express, our culture is built on a 175-year history of innovation, shared and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it's negotiating with some of our largest global partners or creating next year's financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

Job Description - B30 Accounting for Card Capture AR Controllership

Location - Gurgaon

Function Description

• Card & Merchant Accounting and Controls (CMAC) team part of Global Financial Operations, Controllership, manages the foundational accounting for Card Member spend, Remittances and Merchant payments along with various other operational accounting processes that is core to a Credit Card domain.
• This team is the last line of defense and liaisons with broader controllership, technology / product, and Global Service Group (GSG) / servicing teams to ensure financial integrity of various accounting processes embedded in Issuer and Acquirer businesses.

How will you make an impact in this role

This position of B30 in Card Capture AR Controllership will play a critical role to govern Accounting related to Card AR platforms and AMEX Network sources, Manage Sale of Receivable process between various Card Issuing entities and CREDCO, manage balance Sheet ledgers related to Card Accounts Receivable and Amex Internal Spend accounting. This position will also be responsible to perform timely investigation and clearance of monthly transactions, work closely with business partners, Servicing teams, local Controllership and technology.

• Manage impacts on Sale of Receivable process due to change in Reporting requirements with introduction of Maximum Exposure Limit for Charge Cards
• Work closely with Finance and Treasury partners to design and implement solution in POA platform- FODL
• Lead conversation with technology, CREDCO controllership and Treasury teams to incorporate impacts on introduction of new lending capabilities (Plan IT)
• Work with Tax team to help in calculation of AR days
• Responsible for maintaining financial integrity of ledgers for Card Member Accounts receivables.
• Provide SME expertise on various enterprise and technology projects impacting accounting and controls.
• Develop and Deploy analytics to help business partners get insights into financials
• Accounting, research & clearance to maintain financial integrity of process.
• Ability to drive self and team goals with continuous focus on process improvement.
• Identify simplification and automation opportunities and work towards implementing them.
• Be able to proactively highlight, communicate and mitigate risks.
• Manage the associated PRSA and controls, ensure robust control environment around the process. Compliance with AXP policies, US GAAP requirements
• Ability to communicate effectively with senior leaders across the organization and build relationships.
• Ability to manage multiple projects to support enterprise goals.
• Ensuring seamless Month Close / Quarter Close Process.

Minimum Qualifications

.B.com with 3-6 years or CA/MBA/post grad with 2-4 years of work experience

.US GAAP knowledge and Audit experience is a plus.

• Knowledge of Excel, PowerPoint, AR System of Record applications like Triumph, Globestar, Legacy AR Platforms etc.
• Analytical skills, ability to understand the linkages to processes.
• Excellent team player with strong Inter-Personal skills and communication skills

Preferred Qualifications

• Strong Accounting Knowledge.
• Knowledge of AXP Spend Infrastructure
• Leadership skills needed to create, develop, and communicate with diverse work force.
• Strong Accounting Knowledge.
• Ability to think innovatively and to pursue ideas with conviction.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.