Engineering Manager (Backend)

About the Team

Navi's Engineering team builds the backbone of our financial products—spanning lending, payments, insurance, investments, and debt management. We operate as cross-functional teams that work closely with Product, Data, and Business functions to deliver reliable, high-performance systems at scale. Our engineers focus on solving real-world challenges through scalable architecture, automation, and long-term thinking—ensuring every Navi product is built to serve millions efficiently and seamlessly.

About the Role

As a Senior Engineering Manager, you will lead the design, development, and delivery of high-impact financial products in the BFSI domain for retail consumers. You'll drive engineering excellence, build high-performing teams, and ensure our systems are scalable, reliable, and customer-first. This role is ideal for someone who thrives on solving ambiguous problems, scaling 0 → 1 products, and leading diverse, cross-functional teams.

What We Expect From You

Product & System Leadership

• Design scalable and reliable systems to power financial product experiences.
• Solve complex engineering challenges with strong customer impact.
• Align with Product, Design, and Business on execution.

Team Building & Delivery

• Build and lead a high-performing engineering team.
• Own end-to-end product delivery with high quality and speed.
• Foster a culture of ownership, collaboration, and customer-first thinking.
• Ensure stable delivery processes as products scale.

Technical Leadership

• Be hands-on when needed — especially in critical design or incidents.
• Maintain a high bar for code and architecture.
• Influence org-wide technical standards.

People Leadership

• Set clear goals and roadmaps for your team.
• Provide mentorship and feedback to engineers.
• Hire and grow top talent with strong technical and cultural fit.

Must Haves

Experience

• 12+ years of overall software engineering experience with 3+ years in a senior engineering management role.
• Proven experience managing engineering teams.
• Demonstrated ability to set vision, drive execution, and build customer-facing systems in fast-paced environments.

Technical Skills

• Strong hands-on technical background, particularly in backend systems at scale.
• Experience with microservice architecture, distributed systems, relational and NoSQL databases etc.
• Expertise in API design and developing intuitive, reliable customer flows.
• Depth and breadth in system design – from threads and memory models to control flows and data architecture.

Soft Skills

• Strong sense of ownership, with a track record of delivering high-quality products.
• Ability to mentor engineers & managers, delegate effectively, and lead by example.
• Excellent communication skills and ability to collaborate across product, design, and leadership.

Inside Navi

We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we're building tech-first solutions that work at scale, with a strong customer-first approach.

Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India's fastest-growing financial services organisations. But we're just getting started!

Our Culture

The Navi DNA

Ambition. Perseverance. Self-awareness. Ownership. Integrity.

We're looking for people who dream big when it comes to innovation. At Navi, you'll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you're driven to deliver real value to customers, no matter the challenge, this is the place for you.

We chase excellence by uplifting each other—and that starts with every one of us.

Why You'll Thrive at Navi

At Navi, it's about how you think, build, and grow. You'll thrive here if:

• You're impact-driven - You take ownership, build boldly, and care about making a real difference.
• You strive for excellence - Good isn't good enough. You bring focus, precision, and a passion for quality.
• You embrace change - You adapt quickly, move fast, and always put the customer first.