Job Summary:
We are hiring candidates with strong experience in US Mortgage End-to-End Closing process. Candidate should have hands-on experience in handling Purchase and Refinance loans, Closing Disclosure preparation, payoff calculations, escrow balancing, and coordination with title, escrow, and underwriting teams.
Key Responsibilities:
- Handle complete End-to-End Closing activities for Purchase and Refinance loans.
- Prepare and review Initial Closing Disclosure (CD) and Final CD.
- Verify loan documents, funding details, fees, and compliance requirements.
- Perform payoff calculations, escrow balancing, prorations, and cash-to-close calculations.
- Review documents such as Loan Estimate (LE), HUD, Note, Mortgage, Title Commitment, and Legal Description.
- Coordinate with borrowers, escrow officers, title companies, processors, and underwriters for closing requirements.
- Ensure all closing conditions are cleared before funding.
- Handle Conventional, FHA, and VA loan files.
- Maintain SLA/TAT and productivity targets.
- Resolve escalations and ensure accurate loan closing.
- Ensure compliance with lender and federal mortgage guidelines.
- Support post-closing and funding activities when required.
Required Skills:
- Strong knowledge in US Mortgage Closing process
- Experience in End-to-End Closing
- Purchase & Refinance loan handling
- Knowledge of CD, LE, HUD, and Closing documents
- FHA, VA & Conventional loan knowledge
- Payoff & Escrow calculations
- Excellent communication skills
- Ability to work under tight deadlines
- Good analytical and problem-solving skills
