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About Our Client
Our client is a leading global bank with a well-established commercial banking franchise across Singapore and the region. As part of its continued growth, the bank is looking to appoint a Director, Senior Credit Approver to support its expanding Commercial Banking business.
This is a senior credit leadership role responsible for providing independent credit approval and risk oversight across the SME and Mid-Market Commercial Banking portfolio. The successful candidate will partner closely with senior business stakeholders to support prudent business growth while maintaining a strong credit risk framework.
Key Responsibilities
• Provide independent credit approval for new and existing commercial banking exposures across the SME and Mid-Market portfolio
• Assess complex credit proposals, including new lending, renewals, restructuring and credit exceptions
• Partner closely with Relationship Managers and business leaders to provide balanced, commercial and risk-based credit decisions
• Ensure credit decisions are aligned with the bank's risk appetite, policies and regulatory expectations
• Review portfolio trends, emerging risks and sector developments, providing recommendations where appropriate
• Support ongoing enhancement of credit policies, underwriting standards and approval processes
• Work collaboratively with Risk, Business, Legal and other internal stakeholders to ensure sound risk governance
• Contribute to regional credit initiatives and projects where applicable
Requirements
• At least 12 - 15 years of credit risk or credit approval experience within commercial banking or corporate banking
• Strong experience approving credit facilities for SME and Mid-Market Commercial Banking clients within Singapore
• Sound understanding of commercial lending, financial analysis, credit structuring and risk assessment
• Proven ability to exercise independent judgement while balancing business growth with prudent risk management
• Strong stakeholder management and communication skills, with the ability to influence senior business partners
• Regional credit approval or portfolio management experience across Singapore or Asia would be advantageous
Application Process
Please submit your resume to Emily Tan at [Confidential Information], quoting the job title. Due to the anticipated volume of applications, only shortlisted candidates will be contacted.
EA License No. 24S2395
Registration No. R1106860
Job ID: 151102413
Skills:
Ms Office, risk management, credit principles, credit risk evaluation, Financial Modelling, Commercial Lending, banking practices, Analytical Skills, portfolio monitoring, Regulatory Requirements, rating mechanisms
Skills:
Credit Risk, English, Mandarin, Corporate, Credit Approval
Skills:
Credit Risk, Structured Finance, financial analysis, Loan Documentation, structured credit transactions, leveraged finance
Skills:
Credit Analysis, rating methodologies, credit risk evaluation, corporate banking, institutional banking, risk management principles, financial statement assessment, Commercial Lending, portfolio monitoring
Skills:
Ms Office, risk management, credit principles, credit risk evaluation, Financial Modelling, Commercial Lending, banking practices, Analytical Skills, Regulatory Requirements, portfolio monitoring, rating mechanisms
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