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Stripe

Credit Risk Operations Manager

Stripe
Bengaluru
6-7 Years
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Job Description

  • Recruit, manage, coach, and develop a new team of in-office Credit Risk Operations Associates.
  • Execute on credit underwriting frameworks to evaluate financial statements and business modelsfrom venture-backed startups to established entities.
  • Identify key assumptions and trade-offs to inform optimal credit risk decisions.
  • Drive operational performance and process improvement to maintain credit tolerance and optimize customer experience.
  • Build and nurture a high-performing team culture, ensuring team members are engaged, effective, and progressing in their careers.
  • Set clear team goals, expectations, and provide regular, constructive performance feedback.
  • Use data-driven analysis for performance tracking and decision-making.
  • Promote and embody company values such as transparency, empathy, inclusion, and empowerment.
  • Minimum Requirements:
  • 7+ years of experience managing credit risk and/or underwriting teams.
  • Strong background in commercial credit underwriting, risk modeling, and cash flow forecasting.
  • Ability to convert business/financial data into narratives outlining credit risk and mitigation strategies.
  • Experience collaborating with globally distributed internal stakeholders.
  • Operational experience, including process implementation and service delivery.
  • Strong problem-solving ability in ambiguous situations.
  • Ability to perform the core responsibilities of user-facing teams with high quality standards.
  • Excellent written and verbal communication skills in English.
  • Preferred Qualifications:
  • Experience in payments, e-commerce, or fintech.
  • Experience building and scaling teams from scratch (zero to one).
  • Background in high-growth technology environments.

More Info

Job Type:
Permanent Job
Industry:
FinTech
Function:
Banking
Employment Type:
Full time
Open to candidates from:
Indian

About Company

Stripe

Stripe, Inc. is an Irish-American multinational financial technology company that provides payment processing software and APIs for e-commerce platforms, mobile apps, and businesses of all sizes. Founded in 2010 by brothers Patrick and John Collison, the company is headquartered in both South San Francisco, California, and Dublin, Ireland. Stripe enables businesses to accept online payments and has expanded its offerings to include tools for fraud prevention, billing, and issuing physical and virtual cards. As of 2025, the company has become one of the most valuable privately held fintech firms, processing $1.4 trillion in payments annually and serving major clients like Amazon, Microsoft, Uber, and Toyota. Despite its scale and profitability, Stripe remains privately owned with no immediate plans to go public

Job ID: 119806951

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Last Updated: 05-03-2026 11:58:58 AM
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