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Credit Relationship Manager

1-6 Years
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  • Posted 20 days ago
  • Over 50 applicants
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Job Description

Job Role

  • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
  • To ensure Bounce Rate and Delinquency are within acceptable standards
  • .Monitor and enforce approval rate and TAT as per prescribed standards.
  • Monitor and ensure that monthly Branch audit score is satisfactory.
  • Vendor Management.
  • To conduct customer meeting to evaluate credit proposal
  • PDD Tracking and closure.
  • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities.
  • Responsible for Process and Policy Adherence.
  • Responsible for Effective Cost Management.
  • Understanding & Managing Healthy Portfolio.

Mandatory skills

  • Graduate.
  • 3 - 4 yrs experience.
  • Strong analytical and problem solving skills
  • Documentation, Disbursement & File Processing.
  • Knowledge on secured and unsecured loans.
  • Good communication and pleasing personality.
  • High level of Self Drive/Enthusiasm

More Info

Job Type:
Function:
Employment Type:
Open to candidates from:
Indian

About Company

HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Individual & Business Clients

The lines of business include - Lending and BPO Services. Incorporated in 2007, HDB is a well-established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for its long-term debt & Bank facilities and an Al+ rating for its short-term debt & commercial papers, making it a strong and reliable financial institution.

HDB has a robust network of more than 1770 branches in 1170 cities, thus catering to a wide reach of customers. The organsation offers a comprehensive bouquet of products and service offerings that are tailor-made to suit its customers' requirements, including first-time borrowers and the underserved segments. The product portfolio includes Personal Loan, Business Loan, Loan Against Property, Enterprise Business Loan, Gold Loan, Car Loans, Loan Against Securities, Commercial Vehicle Loan, Construction Equipment Loan and Consumer Durable Loan.

HDB's BPO services offerings include running collection call centers, sales support services, back office operations and processing support services.

Job ID: 119224431