Key Responsibilities:
Credit Management & Risk Assessment:
- Manage the credit granting and collection processes for large corporate clients, ensuring timely and profitable decisions.
- Conduct detailed credit analysis and risk assessment for potential clients.
- Develop financial models to forecast potential risks and returns for term loans.
Client Relationship Management:
- Monitor and maintain client relationships, addressing issues and concerns professionally and promptly.
- Ensure customer satisfaction through proactive communication and support.
Portfolio Monitoring & Reporting:
- Review and prepare credit proposals for approval by relevant committees.
- Provide regular updates on credit portfolio performance to senior management.
- Comply with all regulatory requirements and internal policies related to credit management.
Decision Making & Advisory:
- Apply risk analysis insights to make informed lending decisions.
- Support strategic decision-making with actionable credit recommendations.
