Credit Manager

Avanse Financial Services

Delhi, Delhi NCR

0-3 Years

Save

Posted a month ago
Over 100 applicants

Quick Apply

Job Description

We are seeking a Credit Manager to join our team in India. The ideal candidate will be responsible for assessing credit risk, managing customer credit accounts, and ensuring that the company maintains a healthy credit portfolio. This role is suited for individuals with 0-3 years of experience in finance or credit management.

Responsibilities

Analyze credit data and financial statements to determine the risk in extending credit or lending money.
Evaluate customer creditworthiness by reviewing credit histories and financial records.
Make recommendations for credit limits and terms based on analysis of the data.
Monitor the credit portfolio and identify any potential risks or issues that may arise.
Communicate with clients regarding credit decisions and terms, providing excellent customer service.
Collaborate with sales and finance teams to ensure alignment on credit policies and risk management.
Prepare reports on credit metrics and present findings to management.

Skills and Qualifications

Bachelor's degree in Finance, Accounting, Business Administration or a related field.
Strong analytical skills to evaluate financial data and assess credit risk.
Proficiency in financial modeling and analysis tools such as Excel.
Knowledge of credit reporting systems and financial regulations in India.
Excellent communication and interpersonal skills to interact with clients and team members.
Attention to detail and strong organizational skills to manage multiple accounts effectively.
Ability to make sound decisions and recommendations based on data analysis.

More Info

Job Type:

Permanent Job

Industry:

Financial Services

Role:

Credit Head - Consumer Banking

Function:

Banking

Employment Type:

Full time

Open to candidates from:

Indian

About Company

Avanse Financial Services

Avanse Financial Services was established in 2013 with the sole purpose of enabling students to achieve their academic aspirations. We're an education-focused NBFC that provides hyper-personalised education financing solutions to every deserving Indian student. We are committed to democratising education and education financing in India. Our range of solutions covers the holistic requirements of an education aspirant. We also provide growth and working capital needs of educational institutes in India. Warburg Pincus, a leading global private equity firm, holds the majority stake at Avanse Financial Services. The global growth investor is known for its highly diversified portfolio and has over $83 billion in assets under management across 260 companies. Kedaara Capital, an operationally oriented private equity firm pursuing control & minority investment opportunities in India, Mubadala Investment Company, a sovereign investor managing a global portfolio aimed at generating sustainable financial returns for the Government of Abu Dhabi, International Finance Corporation (IFC), an arm of the World Bank, and Avendus PE Investment Advisors, are the other shareholders of the organisation. At Avanse, we have a vast network of students enrolled in 1,550+ educational institutions spanning across 49 countries. Furthermore, as of 31 March 2024, our overall distribution network stood at 1,500+, which includes education counsellors, education loan-focused aggregators (marketplaces), and other loan intermediaries partnering with us and enabling us to fulfil the academic aspirations of millions of students.

Job ID: 122775173

Jobs by Skill - IT