Candidate will be part of Large Corporate Credit Risk team.
Role involves
- Carry out due diligence for corporate customers
- In-depth financial analysis, business model review, management risk analysis
- Working on cashflow based excel models
- Analyzing cashflows and WC/debt servicing analysis
- Review of annual reports, borrower/promoter background
- Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet.
- Interaction with various stakeholders (internal and external) for review of such customers
- Carry out internal rating of customers and assign/review rating
- Monitoring of performance of customers on an ongoing basis
- Review Early warning triggers
- Carry out site visit to review work progress
- Prepare recommendation notes and recommend proposals to top management
- Maintain/monitor Credit Hygiene
Candidate requires
- Upto 6 years of work experience
- Working knowledge of Microsoft excel
- Communication skills
- Knowledge of financial analysis and awareness of lending/regulatory guidelines
- Experience in banking firms/audits of banks would be added advantage
