Credit Analyst

Company: SkillPal

Location: Jaipur, India

Job Type: Full-time, On-site

Experience: 1-3 Years

SkillPal is a trusted outsourcing partner for mortgage brokers across Australia, dedicated to streamlining administrative and operational tasks. We help brokers enhance efficiency by managing document processing, compliance support, and client follow-upsallowing them to focus on client relationships and closing deals. Acting as an extension of our clients teams, we ensure that every opportunity is captured and every task is executed with precision. Our tailored services reduce operational stress and support scalable business growth for brokers.

We are seeking a detail-oriented and analytical Credit Analyst to join our team in Jaipur. In this role, you will evaluate financial information, assess client creditworthiness, and recommend credit limits. The position requires strong analytical abilities, sound judgement, and effective communication skills. You will also collaborate closely with internal teams to ensure accurate financial documentation and efficient credit management processes.

• Analyze and evaluate financial data to assess the creditworthiness of clients.
• Recommend appropriate credit limits based on risk assessment.
• Maintain accurate and organized financial and credit documentation.
• Prepare detailed credit analysis reports for internal teams and stakeholders.
• Monitor and manage credit processes to ensure compliance and reduce risk.
• Collaborate with internal teams to resolve discrepancies and support decision-making.
• Communicate credit findings and insights clearly to relevant stakeholders.
• Assist in improving credit management workflows and operational efficiency.

• Strong understanding of credit management processes and principles.
• Excellent analytical skills with the ability to interpret complex financial data.
• Effective verbal and written communication skills.
• Knowledge or experience in finance, credit assessment, or lending operations.
• Bachelor's degree in Finance, Economics, or related fields.
• High level of attention to detail and strong organizational abilities.
• Ability to work collaboratively with cross-functional teams and meet deadlines.
• Previous experience in credit analysis or financial services is an added advantage.