Location: Bangalore
Grade: G
Designation: Credit Analyst
Process: LMG
Number of Positions: 05
Minimum Criteria
- H1 and G grade employees can apply. It will be a lateral movement for G Grade Employees & vertical movement for H1 Grade Employees.
- Applicants should have completed a minimum tenure of 18 months in the organization and 12 months in their current role as on 01st December 2025.
- Performance rating of CME or above in the last 6 months.
- No documented disciplinary issues/PIP in the last 6 months.
Role & Responsibilities
- Closely workshop with brokers to package the deal ensuring that every submission is structured optimally and aligns with the lender policies and client's needs.
- Prepare comprehensive credit submissions for a variety of lending scenarios, including but not limited to refinances, purchases, multiple-securities, multiple applicants, SMSF and bridging finance.
- Liaise with clients to gather necessary documentation and clarify financial details.
- NCCP Compliance checks and transcribing notes from summaries to detailed responses.
- Understand and interpret complex financials (Self-employed, SMSF, trusts and company)
- Complete lender servicing calculators and living expense analysis to assess clients borrowing capacities
- Researching lenders who have a specific policy to suit the clients requirements and provide expert guidance on said policies to ensure compliance and optimal loan structuring.
- Order Valuations based on the information provided by the client, understanding the different types of valuations and communicating with valuation firms to discuss or escalate.
- Pricing requests across multiple lenders, for new applications and settled loans.
- Generating comprehensive credit reports and being able to interpret them.
- Assist in mitigating MIRs, Conditional Approvals, and Settlement Conditions.
- Cross checking approval and settlement document to ensure the details match the clients requirements, per the submission.
- Stay updated on industry trends, lending products, and regulatory changes.
Educational/Professional Qualifications
- Bachelor's Degree in a relevant course.
- Certificate IV Financing & Mortgage Broking
- More than 4 years of experience in an Australian mortgage broking industry specializing in AU loan processing.
- Previous experience in data entry of client information to MyCRM (LMG CRM system)
- Previous experience in data entry of a loan application into MyCRM and Apply Online (AOL), Simpology, or direct to the lender.
- Previous experience in generating application paperwork, including those for the First Home Buyers and Discharge forms.
- Experience in using aggregators CRM such as MyCRM, Infynity, Mercury Nexus, Flex or Sales trekker.
- Experience using Project/Task Management Tools (Monday.com, Trello, Airtable etc).
- Experience with an LMG brokerage working with multiple brokers in a fast-paced business and MyCRM software is preferred.
Required Skills
- Has a strong understanding of complex loan structures and loan types (multiple applicants, multiple securities, SMSF, company and trust lending, etc)
- Has a strong understanding of various income streams and is confident in income calculations for PAYG, SMSF, company and trust financials.
- Is proficient in using IT software, Google Workspace and/or Microsoft Office, including Gmail or Outlook.
Person Specification, Competencies And Attitudes
- Exceptional customer service skills and a friendly, professional demeanor.
- Willing to take necessary actions and decisions to meet objectives and deadlines.
- Has the ability to solve problems and work proactively.
- Ability to work autonomously with minimal supervision.
- Exhibits strong attention to detail when reviewing important documents, identifying errors, ensuring compliance, and maintaining high accuracy through meticulous validation.
- Must be well-organized and capable of managing and resolving conflicting priorities.
Benefits
- 3-Months training induction program onsite
- Ability to work from home, onsite or hybrid
- Monthly Reward and Recognition
- Possibility to complete Certificate IV in Finance and Mortgage Broking (if not already completed) pending eligibility requirements
- Regular professional and social events
- Access to Brokerversity for self-driven learning and development
Selection Procedure
- HR Screening
- Personal Interview
Application Process & Timelines
Last date to apply on the posting is 08th December 2025
PS: Strictly no extension allowed on Timelines
The selected candidates must be released with immediate effect from the date of the Announcement of the results. 
