Credit Analyst

Role

Functional Responsibility / Domain Related

The role would involve supporting S&P primary analysts, based out of North America, EMEA and Asia Pacific regions, to arrive at / monitor credit ratings for issuers across various industries. Analysis would cover surveillance of a portfolio of companies as well as responding to market events that could potentially lead to a change in ratings.

Analyze business performance, including:

o Industry dynamics and regulatory trends

o Evaluating country and macroeconomic risk

o Competitive and market position

o Strategy / execution / management of the companies

o Trends in profitability and peer comparisons

Analyze financial performance, including:

o Understanding accounting standards

o Financial governance and policies

o Analysis of financial ratios and trends

o Liquidity / short-term factors

o Understanding the capital structure of companies

Assist the primary analyst(s) in the preparation of in-depth financial models historical and projections

Prepare comprehensive internal credit research reports and notes covering the aforementioned operational and financial factors.

Assist primary analyst(s) in preparing publishable credit reports

Process Adherence

Focus on review / QC, adding analytical inputs, when required

Create and maintain base level training, process manuals & documentation to ensure smooth execution of tasks

Adopt the defined processes in day to day execution of assignments

Identify process improvement avenues and identify value added work

Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

suggest that trading/holding in shares belonging to a Corporate entity/Infrastructure company is prohibited

Client Management / Stakeholder Management

Build and maintain relationships with S&P team

Set expectations with clients regarding scope of work, timelines for routine tasks