Location Name: Pune Corporate Office - Mantri
Job Purpose
- The role is a critical element of organization's defense against money laundering, terrorist financing and fraud.
- Responsible for Reviewing, analyzing, disposing AML transaction monitoring alerts
- Identification and Implementation of improvement areas as prescribed by Regulatory bodies such as RBI, and FIU-IND and other AML Compliance initiative.
Duties And Responsibilities
- Ensure timely review, analyse and disposition of AML alerts
- Conducting a complete and thorough investigation of the individual alerts in accordance with internal policies and procedures and external regulations (e.g. RBI KYC Policies, PMLA Act & Rules)
- Knowledge of KYC/ML/CDD/EDD/Sanctions/PEP Screening/Knowledge of SAR/STR process, desirable.
- Handling team of analysts and providing support and guidance
- Mentor team members, provide training on AML best practices, and foster a culture of compliance and data-driven decision-making
- Ensure strong documentation and adherence to regulatory requirements
- Prepare detailed reports, dashboards, and presentations on AML findings, ensuring clear communication of complex data to stakeholders and senior management.
- Identification of improvement areas in regard to regulatory mandates and Product constructs
- Project management experience including system upgrades, workflow transformation, and cross-team coordination
- Support in developing and implementing an effective compliance program related to KYC / AML to meet the regulatory expectations of the authorities, e.g. RBI, on a regular basis
- Preparation of SOP in accordance with Compliance requirements
- Ensure adherence to SOP and timely incorporation of changes if any
- Identification of practices across different processes and systems and their impact on transactions from an AML perspective
- Ability to work on multiple projects on involving usage of AI / ML / RPA
Required Qualifications And Experience
- Post Graduate Degree, six to eight years plus of experience in the lending business / Bank.
- Working knowledge of AML monitoring systems and case management tools.
- Familiarity with AML/CFT regulations and typologies (FATF, FIU-IND)
- Good domain knowledge of BFL products, processes and systems
- Excellent verbal and written communication skills for reporting and stakeholder engagement. Demonstrated leadership abilities to guide teams, influence decisions, and drive initiatives.
- Ability to perform statistical analysis, interpret complex data, and make evidence-based recommendations under tight deadlines.
- Understanding of Financial Crime Policies & Documentations, knowledge of banking terminologies, Onboarding/Compliance/AML/KYC experience.
- Ability to interpret Regulatory requirements
- Applicant should possess advanced skills in MS Excel, MS Power-point and working knowledge of SQL preferred
- Ability to manage and meet SLAs in high-volume environments.
- Ability to work independently and accomplish the task assigned
- Auditing, risk assessment, and compliance testing to ensure accuracy and regulatory alignment.
