Job Responsibilities:
- Assume coverage of a portfolio of clients within the banking and insurance space, including grading and reviewing credit risk exposures.
- Track financial performance updates and events impacting the assigned portfolio.
- Monitor risk and exposure metrics across counterparties and the portfolio, contributing to industry analyses.
- Participate in due diligence processes for onboarding new clients and reviewing existing ones.
- Produce concise and insightful credit memos, articulating recommendations for credit decisions.
- Support analysis and approval processes for structured derivatives transactions and lending requests.
- Develop knowledge of legal documentation for markets and banking products.
- Participate in team and department-level projects to improve processes and drive efficiencies.
Required Qualifications, Capabilities, and Skills:
- Ability to navigate and interpret financial statements of financial institutions.
- Broad understanding of macroeconomic factors on banks and insurances.
- Basic knowledge of derivatives and lending products.
- Ability to establish credibility and trust with internal business partners and credit officers.
- Good communication skills, both verbal and written.
- Expertise with MS Office products, including Excel, PowerPoint, and Word.
- Self-starting and capable of multitasking, with adaptability to change.
Preferred Qualifications, Capabilities, and Skills:
- Previous experience in a Credit Risk department.
- Familiarity with the business models of financial institutions, such as banks and insurances.
