Group Company: AU Small Finance Bank Limited
Designation: Business Manager Gold Loan
Office Location:
Position description: #*Position description*#
Primary Responsibilities: #*Primary Responsibilities*#
Additional Responsibilities: #*Additional Responsibilities*#
Reporting Team
- Reporting Designation: #*Reporting Designation*#
- Reporting Department: #*Reporting Department*#
Educational Qualifications Preferred
#*Education and Experience*#
- Category: #*Category*#
- Field specialization: #*Field specialization*#
- Degree: #*Degree*#
- Academic score: #*Academic score*#
- Institution tier: #*Institution tier*#
Required Certification/s: #*Required Certification/s*#
Required Training/s: #*Required Training/s*#
Required Work Experience
- Industry: #*Industry*#
- Role: #*Role*#
- Years of experience: #*Years of experience*#
Job Brief:- As a Business Manager for Gold Loans at AU Small Finance Bank Limited, you will play a pivotal role in driving the growth and profitability of our gold loan portfolio. This position requires a strategic thinker with a deep understanding of the financial services industry, particularly in gold lending. You will be responsible for developing and implementing sales strategies, managing client relationships, and ensuring compliance with regulatory standards. Your expertise will contribute to enhancing customer satisfaction and achieving business objectives in a competitive market.
Responsibilities:-
- Develop and execute strategic sales plans to achieve gold loan targets and increase market share.
- Manage and mentor a team of sales executives to ensure high performance and achievement of sales goals.
- Establish and maintain strong relationships with clients, providing exceptional service and support throughout the loan process.
- Conduct market research to identify trends, customer needs, and competitive landscape to inform business strategies.
- Ensure compliance with all regulatory requirements and internal policies related to gold loans.
- Analyze sales data and prepare reports to track performance and identify areas for improvement.
- Collaborate with marketing teams to design promotional campaigns that effectively communicate the benefits of gold loans.
- Provide training and development opportunities for team members to enhance their product knowledge and sales skills.
Skill:-
- Sales strategy development
- Client relationship management
- Team leadership
- Market analysis
- Regulatory compliance
- Data analysis and reporting
- Promotional campaign design
- Training and development
- Negotiation skills
- Financial acumen
- Customer service excellence
- Problem-solving abilities
Preferred Qualifications:-
- Bachelor's degree in Business Administration, Finance, or a related field; MBA preferred.
- Minimum of 5 years of experience in sales management within the financial services industry, with a focus on gold loans or secured lending.
Key Performance Indicators: #*Key Performance Indicators*#
Required Competencies: #*Required Competencies*#
Required Knowledge: #*Required Knowledge*#
Required Skills: #*Required Skills*#
Required Abilities
- Physical: #*Physical*#
- Other: #*Other*#
Work Environment Details: #*Work Environment Details*#
Specific Requirements
- Travel: #*Travel*#
- Vehicle: #*Vehicle*#
- Work Permit: #*Work Permit*#
Other Details
- Pay Rate: #*Pay Rate*#
- Contract Types: #*Contract Types*#
- Time Constraints: #*Time Constraints*#
- Compliance Related: #*Compliance Related*#
- Union Affiliation: #*Union Affiliation*#
