Job Description
The purpose of this job is:
- To research and analyze credit risk for SEG and SME cases through existing due diligence processes, external agency support and in conjunction with the sales staff and risk team
- To assess credit history and approve/ deny extension of credit to potential commercial customers
- To keep the house keeping under control i.e. timely renewals, tracking of DPDs (for the assigned portfolio)
- To prepare proposals for approved cases and work in collaboration with sales and risk teams to ensure sanction limits and enable quick TATs
- To develop and maintain positive business relationships with dealers, commercial customers and sales staff.
- To render appropriate credit decisions for more complex commercial financing requests.
To assist less experienced Credit Analysis team members with SEG & SME on credit policy issues and commercial underwriting negotiations
