Job Description
About the Role / Position Summary(Multiple Openings)
We are seeking experienced Branch Manager for multiple location across Kerala for a leading Kerala-based Non-Banking Financial Company (NBFC), an organization with over 25+ years of experience in delivering financial services across India, our organization specializes in retail and SME lending solutions, including gold loans, business loans, vehicle loans, and microfinance services.
Responsibilities
- Conduct daily morning meetings to cascade management circulars and instructions
- Control expenses within permitted levels
- Authenticate all vouchers and registers of the branch after verification
- Check daily transactions and complete day-end procedures
- Custodian of the first set of keys and all documents
- Custody of unused cheques and other important documents
- In-charge of all branch business targets and loan recovery tasks
- Monitor and achieve business targets of the branch
- System entry checking and final-level authorization
- Attend to customer complaints and grievances
- Report daily cash and bank positions to Regional Office Managers (ROMs)
- In-charge of remittance of funds and receipt of funds from the Head Office/branches
- Responsible for submitting Branch Return Statements (BRS) to the Head Office in time, marking a copy to ROM
- Obtain all statutory licenses in time and their renewals
- Attend to alert phone calls from the intrusion alarm hub and take immediate actions as per guidelines
- Verify and check pledged items and their purity
- Attend to audit queries and rectifications
- Maintain customer databases
- Manage branch administration and maintain decorum
- Engage in business promotion activities and customer meetings on a regular basis
Requirements / Qualifications
- 3+ years of experience in banking or NBFC
- Any undergraduate or postgraduate degree can be considered
- In-depth knowledge of handling NCD, NCD-Sub dept, Business Loan, Gold Loan, and Vehicle Loan products
Preferred Skills
- Strong leadership and management skills
- Excellent communication and interpersonal skills
- Ability to work in a fast-paced environment
- Strong analytical and problem-solving skills
- Proficiency in financial software and systems
Benefits
Salary and Incentives
- Salary: ₹25,000 - ₹35,000 per month
- Incentives: Performance-based
Application Instructions
- To apply for this role, please submit your resume and a cover letter to [insert contact information].