Banking Business Analyst

About Client :-

Our client is a French multinational information technology (IT) services and consulting company, headquartered in Paris, France. Founded in 1967, It has been a leader in business transformation for over 50 years, leveraging technology to address a wide range of business needs, from strategy and design to managing operations.

The company is committed to unleashing human energy through technology for an inclusive and sustainable future, helping organisations accelerate their transition to a digital and sustainable world.

They provide a variety of services, including consulting, technology, professional, and outsourcing services.

Job Details:-

location: Pune/BLR/Chennai

Mode Of Work : Hybrid

Notice Period : Immediate Joiners

Experience : 6 - 10 yrs

Type Of Hire : Contract to Hire

JOB DESCRIPTION:

Banking Business Analyst, Banking BA

Additional Search for Refinement:

Banking Book, Business Analyst, Lending Products, Mortgages BA, Loan Lifecycle, Credit Cards BA, Fund-Based Facilities, Non–Fund-Based Facilities, Loan Accounting, Banking Accounting, Manual Journals, DQI Reduction, EUDA Decomposition, SQL Analyst, VBA Developer, Python (Good to Have), Finance Transformation, Banking Operations, Credit Operations, Loan Management Systems, Product Accounting.

Job Description – Banking Book Business Analyst

We are looking for a seasoned Business Analyst with strong expertise across Banking Book products and hands-on understanding of lending and credit-related transactions. The ideal candidate will understand the bank’s perspective of products such as mortgages, loans, credit cards, fund-based and non–fund-based facilities, including their lifecycle events, accounting impacts, and reporting flows.

A strong accounting background is preferred, as the role involves reducing manual journal DQIs and improving accounting accuracy for banking products. The candidate should also be comfortable working with SQL, with VBA and Python as added advantages for EUDA decomposition and automation.

Key Responsibilities

Analyze and document business requirements related to lending products, lifecycle events, accounting triggers, and financial reporting.

Understand and map banking product events such as disbursements, repayments, interest accruals, fees, delinquency, restructuring, charge-offs, and recoveries.

Work with Finance teams to reduce manual journal DQIs and strengthen accounting accuracy.

Perform data analysis using SQL to validate data, resolve DQ issues, and support reconciliations.

Support EUDA decomposition, automation, and migration of manual spreadsheets.

Collaborate with Finance, Risk, Operations, and Technology teams for requirement gathering, solution design, and UAT.

Document process flows, data rules, and accounting mappings for banking products.

Required Skills

Deep understanding of banking products: mortgages, personal/business loans, credit cards, overdrafts, non–fund-based facilities.

Knowledge of banking transactions, lifecycles and product accounting.

Strong accounting foundation (preferred: CA, ICWA, B. Com, MBA Finance).

Proficient in SQL for data extraction and analysis.

Working knowledge of VBA and Python (good to have).

Prior experience as a BA in banking or financial services.

Strong documentation, analytical, and communication skills.