AVP - GPOS - Credit CoE

Key Responsibilities:

Strategy & Business:

• Collaborate with internal stakeholders to enhance process efficiency and implement required changes.
• Identify and address process gaps, spearhead change projects and remediation activities.
• Drive automation and streamline credit processes, focusing on straight-through workflows and digitized controls.
• Support risk impact evaluations and remediation efforts for credit strategies and projects.
• Ensure uniform adoption of global processes and manage regulatory and audit requests.

Processes & Risk Management:

• Monitor RCSA compliance and manage CST/KCI exception trends to improve operational effectiveness.
• Provide subject matter expertise and support process execution teams for efficiency and capacity enhancements.
• Drive improvements in the credit origination processes while ensuring compliance with risk frameworks and policies.
• Identify non-standard processes and implement control mechanisms in collaboration with relevant teams.
• Support credit transformation initiatives and ensure effective implementation of policies and risk controls.

People & Talent:

• Support the implementation of hybrid working arrangements and role-model good conduct.
• Foster a culture of compliance, ethics, and performance across teams.

Governance & Compliance:

• Identify and document risk impacts for relevant forums and committees.
• Manage remediation activities and ensure continuous improvement of the control framework.
• Oversee assurance checks (CSTs/KCIs) for standardization and provide continuous training to teams.

Regulatory & Business Conduct:

• Uphold the highest standards of ethics and business conduct, ensuring compliance with all relevant laws and regulations.
• Proactively identify and resolve risk and compliance issues.

Skills & Experience:

• Process Management & Improvement: Experience in optimizing processes, especially in credit origination.
• Operational Risk: Strong understanding of operational risks and hands-on experience in resolving them.
• Project Management: Ability to manage multiple initiatives and drive change across teams.
• Communication & Interpersonal Skills: Excellent written, oral, and presentation skills.
• Analytical Skills: Strong ability to analyze complex data and make informed decisions.
• Knowledge of Credit Origination: Deep understanding of credit-related processes, policies, and systems.

Qualifications:

• Education: Bachelor's Degree (or equivalent).
• Languages: Proficient in English.
• Technical Skills: Proficiency in office tools (PowerPoint, Excel, Word).