Neokred is looking for a hands-on Associate Director - Finance to own the entire financial ecosystem of the company from day-to-day finance operations to capital strategy, governance, regulatory readiness, and IPO preparation.
This is a leadership role working closely with founders, Board, investors, auditors, banks, regulators, and strategic partners to drive sustainable growth, capital efficiency, and long-term value creation.
What will you be doing here
Strategic Finance & Planning
- Own ABP, rolling forecasts, and long-term financial models
- Drive product/segment profitability, unit economics, ROI & margin analysis
- Build scenario models (growth vs profitability, fundraising, IPO, expansion
- Partner with founders & Board on data-driven strategic decisions
IPO Readiness
- Lead IPO roadmap, including financial clean-up, disclosures, IFC & DRHP readiness
- Work closely with bankers, legal counsels & merchant bankers
Cash Flow & Treasury
- End-to-end ownership of cash flow, burn, runway, and liquidity planning
- Manage banking relationships, working capital, credit lines & payments discipline
Capital & Investor Management
- Design capital structure (equity/debt/hybrid)
- Lead fundraising end-to-end (modelling, data room, diligence, negotiations)
- Manage investor reporting, covenants, and relationships
Financial Reporting & Governance
- Own MIS, financial statements, Board reporting & Audit Committee interface
- Ensure IPO-grade reporting standards, transparency, and audit readiness
Accounting, Compliance & Risk;
- Full ownership of books of accounts (Ind AS aligned)
- Oversee statutory, internal & tax audits
- Ensure compliance with Companies Act, GST, Income Tax, RBI & fintech regulations
- Build strong internal controls, risk frameworks & fraud prevention mechanisms
Fintech Economics
- Manage escrow/nodal structures, settlement economics & regulatory cost impacts
Commercial Finance
- Drive cost discipline, pricing frameworks, deal structuring & vendor governance
Systems & Team
- Own ERP/MIS systems and finance automation
- Build and mentor a high-performing finance team with a strong ownership culture
Who are we looking for
- Qualified Chartered Accountant with prior pre-IPO or IPO exposure
- 610 years of progressive finance leadership experience
- Strong exposure to startups/fintech / regulated environments (preferred)
- Proven experience in fundraising, Board reporting & compliance
- Strategic thinker with a hands-on execution mindset
