Job Requirements
Job Description:
Position: Associate Debt Manager-Recoveries
Company Name: IDFC FIRST Bank
Job Type: Full-Time
Job Category: Retail Banking
Department: Retail Banking > Debt Management-Recoveries > Field > 2 Wheeler & Pre-Owned Cars
Location: Delhi, India
IDFC FIRST Bank is seeking a highly motivated and results-driven individual to join our team as an Associate Debt Manager-Recoveries. As a leading bank in the retail banking sector, we are committed to providing our customers with the best financial solutions and services. We are looking for a candidate who shares our passion for excellence and is dedicated to helping us achieve our goals.
Key Responsibilities
- Manage the recovery process for 2 wheeler and pre-owned car loans in the assigned territory
- Monitor and track delinquent accounts and take necessary actions to recover outstanding amounts
- Conduct field visits to customers homes and workplaces to negotiate and collect payments
- Build and maintain relationships with customers to understand their financial situation and provide appropriate solutions
- Collaborate with internal teams such as legal, risk, and collections to ensure timely and effective recovery
- Prepare and submit reports on recovery activities and progress to the management team
- Stay updated on industry trends and regulations related to debt management and recovery
Qualifications
- Bachelor's degree in finance, business administration, or a related field
- Minimum of 2 years of experience in debt management and recovery, preferably in the retail banking sector
- Knowledge of 2 wheeler and pre-owned car loan products and processes
- Strong negotiation and communication skills
- Ability to work independently and in a team environment
- Proficient in MS Office and other relevant software
- Willingness to travel within the assigned territory
We Offer
- Competitive salary and benefits package
- Opportunities for career growth and development
- A dynamic and inclusive work environment
- Training and support to enhance your skills and knowledge
If you are a self-motivated and results-oriented individual with a passion for debt management and recovery, we want to hear from you! Apply now to join our team at IDFC FIRST Bank.
