Job Responsbilities
- Support the UK Client Onboarding (Business Banking team) in undertaking AML CDD risk assessments on new to bank customers.
- Operate in line with the Banks Risk Management framework and relevant risk and compliance policies and procedures, ensuring appropriate and timely escalation of any concerns to their line manager
- Perform identification checks (i.e. Experian, GBG, MiTek) analyse and validate the results.
- Conduct screening of Peps, Sanctions Adverse Media and escalate if there are true hits.
- Processing of emails (instructions/queries).
- Retrieve file documents, analyse and present findings to the offshore team
- Identify areas for improving processes to deliver improved efficiency.
- Carry out BAU/ad hoc administrative tasks.
Desired Experience and Skills
- Experience working in the financial service sector (ideally in commercial lending or banking) for a minimum of 3-5 years experience.
- Excellent understanding and experience of AML/KYC, CDD/EDD.
- Should be able to calculate the percentage of ownership and determine the beneficial owner(s) calculation.
- Working knowledge of unpacking complex corporate structures with connections to non-transparent jurisdictions including Trusts and funds in overseas jurisdictions (BVI, Channel Islands, Cayman Islands etc)
- Ability to independently investigate/analyse information and draw/present conclusions.
- A strong understanding of financial crime prevention systems.
- Extensive technical knowledge of financial crime prevention.
- Ability to understand financial statements.
Good to have
- Advanced excel knowledge and experience working with large sets of data.
- Working knowledge of AEOI FSCS requirements.
- Experience working with private equity / real estate investment vehicles.
- ICA ACAMS Qualifications.
- Experience using CIFAS.
Soft Skills
- Fluency in both written and oral English along with an ability to:
- Draft clear and concise reports and summarise key concepts, and
- Establish rapport, build and maintain relationships externally and internally to deliverCustomer Delight.
- Passion for going the extra mile and10xthe experience for customers and stakeholders.
- Manage stakeholder expectations through effective communication, goal setting and prioritisation while ensuring we are working at speed and maintainingMomentum.
- Resilience and the ability to work under pressure and to pressing deadlines/SLAs.
- Quick learner and ability to work in a fast-paced environment whilst maintaining meticulous attention to detail.
