*Only apply if you fit the criteria*
BON CREDIT is building an AI-first consumer fintech product to help Americans reduce credit card debt intelligently and consistently.
We're creating an always-on AI financial companion one that understands users, builds personalized debt-free plans, tracks progress, and nudges behavior over time using the right mix of intelligence, empathy, and action.
This is not a chatbot role.
This is not a support AI role.
This is a core product role where you will define how our product thinks, speaks, plans, and acts.
What You'll Build
You will own BON's entire AI layer end-to-end, including:
Agentic Systems
- Design and implement multi-step AI agents for:
- Debt reduction planning
- Goal tracking
- Behavioral nudging
- Financial reasoning
- Build long-term memory and user state systems
- Agent orchestration, tool calling, and planning workflows
- Architect AI systems that can reason, act, and improve over time
Conversational AI (Text + Voice)
- Multi-turn, long-lived conversations with memory
- Context management across sessions
- Calm, human, trustworthy tone
- Voice agents that:
- Sound natural
- Handle interruptions
- Guide users step-by-step
- Maintain conversational state
RAG + Financial Intelligence Layer
- Build RAG pipelines over:
- User financial data
- Credit reports
- Card rules and APR logic
- Internal heuristics
- Design embedding, ranking, and retrieval strategies
- Hybrid semantic + symbolic search
Production LLM Systems
- LLM API integrations (OpenAI, Anthropic, etc.)
- Tool/function calling
- Cost, latency, and reliability optimization
- Monitoring hallucinations, drift, failures
- Prompt versioning and evaluation pipelines
Safety, Compliance & Trust
- Guardrails for fintech use-cases
- Safe financial advice boundaries
- Failure handling and policy alignment
Must-Have Qualifications
- Graduate from a top-tier engineering or computer science school
- At least 2 years of experience working at an AI-first startup or AI product company
- Hands-on experience building real GenAI products (not demos)
- Strong understanding of: LLM behavior in production, Prompt design, system prompts, tool calling, Context management, and memory
- Strong experience with LangChain and/or LangGraph
- Deep familiarity with agentic systems and multi-agent workflows
- Experience with: RAG pipelines, Embeddings & similarity search, Solid ML fundamentals, Experience deploying LLMs into production, Strong grasp of LLMOps: logging, monitoring, evaluation, Ability to reason about cost, latency, and trade-offs
Big Plus If You Have
- Voice AI experience (STT/TTS, conversational voice agents)
- AutoGen, CrewAI, or similar agent frameworks
- Fine-tuning / model adaptation experience
- Fintech or regulated-domain experience
Who You Are
- You care about shipping products, not just models
- You think in systems, not scripts
- You obsess over UX, tone, and reliability
- You're comfortable with ambiguity
- You move fast and take ownership
- You can explain AI behavior to non-technical teammates
- You understand business impact, not just technical elegance
Indicative Tech Stack
Python / Node
OpenAI / Anthropic / Google / Llama APIs
LangChain / LangGraph
Vector DBs (Pinecone, Weaviate, FAISS)
Postgres / Redis
Speech APIs (Whisper, Deepgram, ElevenLabs, etc.)
Why This Role Is Special
- You'll define the AI brain of BON CREDIT
- You'll ship to real users from week one
- You'll shape product direction
- You'll build one of the first truly agentic fintech AIs
- Massive ownership + learning curve
Apply using LinkedIn only.
