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Drive Microfinance business by Identifying business potential locations, achieving business targets and maintaining portfolio quality.
. Leading a sales team of loans Officer & Branch Managers to achieve their business targets,
. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
. Driving strong business growth by recruiting, driving, managing and motivating their team across assigned territories for deeper market penetration and reach
. Conducting field visits to ensure onboarding of quality customers by field team and visiting centre meetings to assess their conduct. Motivating low performing branches and staff to improve their efficiencies
. Ensuring repayment, collection efficiencies and delinquency management in their respective areas.
. Forming innovative collection strategies in their respective areas to prevent risky areas and ensure portfolio quality.
. Visiting overdue, non-starter and delinquent customers with the team to assist and guide them on hard bucket collections.
. Identifying productive branch locations and Responsible for handling all Compliance, Audit, Legal, Customer Service, Operations, Logistics, Admin, HR etc. related issues in their area
. Keeping a close eye on external environment (Defaulting pockets, Competition, Socio political issues) and understand/act with early warning signals.
. Ensure Compliance to PHC reports & audit reports in timely manner
. Responsible for all recruitment, training, learning and upskilling of manpower in the ranches pertaining to his are and motivating them to achieve maximum productivity.
. Training Branch Managers and Loan officers to improve their productivity, customer assessment, technical knowledge, improving FTR and reducing TAT
. Guiding staff to promptly always resolve any customer complaints and maintain desired customer satisfaction. This is to ensure brand recall amongst customers and non-customers while maintaining strong brand value
. Serving as a strong middle link between Head Office and Field Staff to disseminate important information
. Providing inputs for enhance existing and suggesting new products to Head Office Teams which suit their target customers and geographies
. Supervising a cluster of 4-6 branches within his area and assisting, monitoring and supervising them on all aspects to ensure smooth conduct of business operations.
. Ensure all laid down system and processes are followed at the branch as stipulated by the Senior Management.
. Ensure that all staff are adequately trained on the Products of the company and Processes
Qualification : Post Graduate/ Graduate in any discipline
Tata Asset Management Limited (TAM) is the Investment Manager to Tata Mutual Fund. Our origin stems from a much respected and internationally acclaimed industrial house – the Tata Group – whose business philosophy has made our country and its people partners in the wealth creation process. Our heritage invokes "trust" among consumers, employees, shareholders and the community alike. Though a great heritage is obviously something to cherish, we also seek to carry that legacy through a set of well defined and time tested globally accepted business practices. Being part of the Tata group, we are well known for our strong adherence to highest standards of ethics and fairness in all our business dealings.
TAM manages funds across the entire risk-return continuum. These include equity funds, balanced funds and debt & money market oriented funds. The company provides investment management, risk management and advisory services to institutional, intermediary and individual investors.
Job ID: 137175977
