Area Sales Manager - LAP/Secured loans

About IREP Credit Capital:

IREP Credit Capital (IREP) is a retail lending NBFC offering secured business loans to MSMEs in tier 3 & 4 towns in South India. IREP's business model comprises of a mix of retail loan products sourced through proprietary means along with strategic partnerships with marquee Banks and NBFCs. The company is focused on achieving Financial Inclusion through its 70 branches catering to over 7,000+ borrowers, with a mission to propel the economic wellbeing of small business entrepreneurs. IREP's vision is to empower these MSMEs and help them achieve their lifelong dreams through sustainable credit solutions thereby making them Atmanirbhar. IREP was founded by Naresh Naik in 2012, who is a seasoned professional in the financial services and real estate private equity space having led the asset management funds at Morgan Stanley and Lehman Brothers.

Website :  https://www.irepglobal.com/

Position : Area Sales Manager

Location: Narasaraopet - Andhra Pradesh

Nizamabad, Vikarabad - Telangana

Job Description :

·      Responsible for overall Sales target achievement for the assigned area and branches

·      Monitoring team's performance and motivating them to reach targets.

·      Expertise in day-to- day operational work like loan disbursement & recovery mechanism

·      Must be open to travelling. Regular branch visits to understand the ground pulse of both customers and employees.

·      Maintain Overall portfolio and deliquency for assigned branches

·      Maintain collection efficiency for the area

·      Team Management & Productivity

·      PDD management and document retrieval management

·      Physical verification of customer business and property.

·      Setting sales targets for individual reps and team as a whole.

·      Coordinating with local advocate for property related reports.

·      Coordinating with staff members for smooth flow of loan process.

·      Reach the set targets by motivating staff in a right manner.

·      Will be responsible for TAT for Customer Service /staff request closures and retention of the existing portfolio.

·      Good knowledge of the local area

Work Experience:

·      Minimum experience of 7-9 years in LAP . Preferably from NBFC/ MSME sector

·      Must have prior experience of managing a large team

Educational Qualification: Any Graduate (10+2+3) & or Postgraduate. 

Desired Candidate Profile:

·      Language Proficiency: Local Language + Hindi & Or English

·      Ability to work in a fast-paced and dynamic environment.

·      Good Communication skills with clarity of speech and thought

·      Must have knowledge of local area, competitor knowledge/ updates

·      Good at stakeholder management and engagement

·      Must have a can do attitude and the willingness to learn and grow                 

Position Type: Full time on rolls opportunity.