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Area RCU Manager - SME HL

3-8 Years
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Job Description

Role & responsibilities

  • ConductRisk and Fraud Control (RFC)checks across customer onboarding and loan approval processes.
  • PerformRCU Sampling & Screening of Filesfor pre-sanction and post-sanction cases.
  • ExecuteField Investigationsfor customer verification including profile, residence, office, and mortgage property.
  • Carry outTVR (Tele-verification Reports)with customers to validate application details.
  • PerformPDAV (Post Disbursement Asset Verification),PDD, andFI Cross Checkactivities to ensure compliance.
  • HandleSME Loan Against Property (LAP), and Home Loan (HL)customer verifications.
  • ConductTrigger-Based Document Verificationand thoroughCustomer Profile Checks.
  • Prepare and maintainMIS reports, supportBranch Audits,Vendor Audits(RCU Vendors, DSAs, Technical Vendors).
  • Review and processVendor Billsin compliance with company policy.
  • PrepareFraud Investigation Reportsfor internal escalation and closure.
  • Investigate and verifySettlement Casesto prevent and detect potential fraud.
  • HandleHunter Triggersfor lead validation and investigation.

Preferred candidate profile

  • Graduate / Postgraduate in any discipline (preferably in Finance / Risk / Commerce).
  • 25 years of relevant experience in Risk Control Unit (RCU), Field Verification, or Credit Risk in NBFCs/Banks.
  • Strong understanding of loan processes, fraud detection techniques, and field investigation.
  • Proficient in using MS Excel for MIS reporting.
  • Excellent communication and coordination skills with internal teams and external vendors.
  • Willingness to travel locally for field investigations.

More Info

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Function:
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Open to candidates from:
Indian

About Company

Skillventory is a leading name among top recruitment consultants having clients PAN India. Started in 2008, we feel delighted to state that we helped in shaping the careers of more than 20000 job seekers. We are a full spectrum Manpower Consultancy Firm, fulfilling manpower requirements of businesses by offering the wide range of services from Executive Search, Recruitment, Specialists-on-Contract, HR Automation, Consulting, Outsourcing, and Training. We are easily accessible, reachable and serving clients across India effectively and efficiently, as we are located in 6 major locations of the country, with Workstations in Indore , Mumbai , Ahmedabad ,Bangalore , New Delhi and Pune The other evidence of our best services is that we work as RPO (Recruitment Process Outsourcing) firm, where clients and companies transfer their recruitment worries on us. From beginning to end, i.e., right from sourcing the right candidate, interview, offer, acceptance, till his final joining, we handle recruitment process smoothly on behalf of the company. Skillventory is a preferred recruitment partner for multinational and pioneered Indian companies because of its trustworthiness, commitment, dedication, and capabilities. Our versatile, skilled and talented employees are generating best employment opportunities for professionals ranging from front line to senior positions. Our domain-specialist teams consist of 100+ expert consultants who are capable enough to provide customized and innovative HR consultancy services to more than 10+ industry practices namely Investment Banking & Firm, Consulting, Manufacturing, Banking & Financial Services, Insurance, Retail, Healthcare, Pharma, IT/ITES, E-Commerce and much more. Our strength lies in data analytics hiring, audit related recruitment, housing finance hiring, payment banking recruitment etc. Our work principles are based on the concept of placing Right Person at the Right Job on Time.

Job ID: 125060469