AI Product Manager

About the role

Join our PayLater team as a Product Manager to own key product areas including EMI, digital lending, and merchant payments across Pine Labs in-store platform.

What you'll do

• Identify and build AI-native workflows using agents, MCP integrations, and LLM-powered tools to shorten cycle times and unlock new product capabilities.
• Own and drive the PayLater product roadmap — including offer engines, settlement systems, lender integrations, and merchant payment interfaces.
• Write detailed PRDs, define use cases, and document edge cases for complex payment and lending flows using advanced AI workflows.
• Collaborate across engineering, business, and operations teams to deliver features at scale — managing trade-offs and resolving blockers.
• Lead discussions with banks, NBFCs, and OEM partners to ensure smooth onboarding and go-lives.
• Analyze product and transaction data to guide decisions, monitor adoption, and identify issues.

What we're looking for

• 1–4 years of product management or related technical experience.
• Engineering degree from a top-tier institution (IITs, NITs, BITS, or equivalent).
• MBA from a premier B-school (IIMs, ISB, FMS, or equivalent) is a plus.
• Experience in payments, lending, affordability, or fintech.
• Strong technical foundation — comfortable with APIs, system architectures, and technical discussions.

AI & tooling expectations

• Hands-on with AI in daily workflows — building with it, not just familiar.
• Operate beyond AI prototyping.
• Experience with agentic workflows, prompt engineering, code-generation tools, and AI-assisted product development.
• Use AI for writing specs, analyzing data, prototyping, and automating tasks.
• Curious about the latest AI developments — agents, skills, MCP, multi-modal models — with a bias for experimentation.