Head of Finance

Delhi NCR ·Financial Services / NBFC · 15–20 Years Experience

About the Company

We are a fast-growing, mission-driven fintech company operating at the intersection of technology and financial services. Our core focus is democratising access to formal credit for underserved micro, small, and medium enterprises (MSMEs) across India's last-mile retail and supply chain ecosystem.

Operating as an NBFC-registered entity and working through a co-lending model with leading banks and financial institutions, we have built one of India's most capital-efficient digital lending platforms. To date, we have disbursed nearly USD 3 billion in working capital credit to over 800,000 retailers and last-mile merchants, partnering with 75+ anchor corporates including Fortune 500 companies. We are backed by marquee global investors including Tiger Global, Google, and Sequoia Capital.

We are at an exciting inflection point — profitable, growing, and on a defined path to an IPO within the next 2–3 years. We are now building the leadership team that will take us through that transition and beyond.

The Opportunity

This is a founding leadership role. The Head of Finance will be a core member of the executive team, responsible for building and owning the full finance function as the company scales toward a public listing. This individual will work directly with the co-founders and the board, and will be the primary interface with investors, regulators, and future institutional stakeholders.

The role demands someone who combines rigorous financial expertise in regulated financial services with the agility and ownership mindset of a senior leader at a high-growth company. NBFC regulatory fluency is non-negotiable.

Key Responsibilities

Financial Leadership & Strategy

Own and drive the company's overall financial strategy in alignment with business objectives and the IPO roadmap
Partner with the CEO and co-founders on capital allocation, business model decisions, and strategic planning
Build and lead a high-performing finance team across FP&A, accounting, treasury, compliance, and investor relations

IPO Readiness & Investor Relations

Lead all aspects of IPO preparation — financial reporting standards (Ind AS), DRHP readiness, internal controls, and audit management
Establish and manage relationships with investment banks, institutional investors, rating agencies, and regulators in preparation for the public listing
Build investor relations infrastructure including reporting frameworks, disclosure policies, and stakeholder communications

Financial Planning & Analysis

Own the annual operating plan, quarterly forecasting, and long-range financial modelling
Deliver actionable insights to the leadership team on unit economics, portfolio performance, cost efficiency, and growth levers
Drive board-level financial reporting and management information systems

NBFC Regulatory & Compliance

Ensure full compliance with RBI regulations governing NBFCs — including prudential norms, capital adequacy, ALM, provisioning, and fair practices
Manage relationships with RBI, SEBI (post-IPO), credit rating agencies, and co-lending partners
Oversee statutory audits, internal audits, and all regulatory filings
Manage ALM (Asset-Liability Management) and ensure robust liquidity risk frameworks are in place

Treasury & Capital Markets

Lead fundraising strategy — equity, debt, and structured finance — in partnership with the co-founders
Manage relationships with lenders, banks, and co-lending partners; negotiate and structure borrowing lines
Oversee treasury operations, liquidity management, and interest rate risk

Accounting, Controls & Tax

Ensure the integrity of financial statements under Ind AS and maintain audit-ready books at all times
Design and implement scalable financial controls, processes, and systems appropriate for a listed NBFC
Oversee direct and indirect tax compliance, transfer pricing, and tax planning

Candidate Profile

Experience & Background

15–20 years of overall experience, with meaningful exposure to financial services or NBFC / regulated lending environments — not all experience needs to be in financial services
Demonstrated experience in IPO preparation, or having served as a senior finance leader through a public listing, is strongly preferred
Prior experience in fintech, digital lending, or supply chain finance will be an advantage
Track record of building and leading finance functions — not just managing them

Technical & Regulatory Knowledge

Deep working knowledge of RBI guidelines governing NBFCs — ALM, capital adequacy, provisioning norms, and reporting requirements
Strong command of Ind AS financial reporting, statutory audit management, and internal controls
Fluent in capital markets, debt structuring, and co-lending frameworks
Experience with SEBI listing obligations and disclosure requirements (or willingness to build this rapidly)

Leadership & Personal Attributes

High ownership orientation — comfortable operating without full infrastructure and building from the ground up
Strong executive presence; capable of representing the company to institutional investors, board members, and regulators
Sharp analytical thinking with the ability to translate complex financial data into clear strategic recommendations
Collaborative, low-ego, and effective at working across functions in a founder-led organisation

Qualifications

Chartered Accountant (CA) — mandatory
15–20 years of post-qualification experience in financial services or fintech
Based in or willing to relocate to Delhi NCR

This is a discreet search. The company name will be shared with shortlisted candidates upon mutual interest. All applications are treated in strict confidence.

Senior Advisor - Tax - National - TAX - Indirect Tax - Core

Project Manager

Head Finance- Fintech Portfolio Company

Order to Cash Operations Senior Manager

Head - Facility

Chief Financial Officer (CFO)

Senior Manager