This is an exciting opportunity for a confident and highly experienced individual to join the Credit Risk Technology team and utilize their business knowledge and leaderships skills in a highly visible domain level role as a Product owner. The role requires in-depth experience on Credit Risk specifically credit risk lifecycle, delivering on the Regulatory Demand and working on Bank-wide programs with Front Office, Finance, and other areas of Risk.
This opportunity offers and provides exposure in the Product Owner and Management space. Embrace and propagate product mindset by actively working with other Product Owners. DefineandCommunicate ProductVision and roadmap in partnership with stakeholders and engineering. Ensure Product changes align with Business Strategy and Vision. Define and govern the end-to-end delivery in Agile Framework across Credit risk Domain where you would be driving agile ceremonies linking to Backlog Refinements, Demos, Review and Planning. You will manage and drive the adoption of recognized best practices, tools and policy ensuring that a robust and maintainable solution is implemented. Work alongside Senior Business Owners, Credit Officers, Analysts & IT stakeholders to ensure that the applicable stream of work is progressing to plan across different credit risk functions and dependencies that are identified are managed, provide guidance by example and act as the senior escalation point Program and Business Outcome.

Your key responsibilities

Develop, Create, and communicate Product Vision and Roadmap with the Business Owners, Delivery Teams & Solution/System Architects
Manage and prioritize backlog and ensure value delivery is embedded in Agile Planning and delivery via prioritized features and enablers.
Continuously refine Product Backlog, re-prioritise basis criticality, cost and value.
Develop as an SME and primary point of contact liaison with all relevant stakeholders in Business and Engineering, giving them timely, transparent, and metric driven updates.
Develop and provide strategic business solutions under Credit Risk Domain to Business Problems, Efficiency gains, Regulatory Findings and Front to Back Integrations.
Be responsible for Product Health in Credit Risk domain, continuously monitor against the Health Metrics.
Be responsible for Product Quality through compliance of UX, Architecture &Business process and the SDLC cycle and release to production. Provide input into Release Notes clearly articulating Business Value/Outcomes
Ensure adherence to both the Banks and domains testing standards with focus on achieving further efficiencies and benefits through automated testing.
Provide management, leadership, and technical/domain guidance to teams across multiple locations and senior escalation point for all stakeholders.
Participate in the end-to-end development cycle working closely with squad teams following BDD development model.

Your skills and experience

Technical / Domain Skills

10+ years experience as Product Owner and Product management in an agile environment
5+ years experience working in Financial Services or consultancy, ideally in Risk Domain
Strong stakeholder management skills and the ability to communicate at all levels of seniority with proven experience in successfully driving roadmaps and delivery of large-scale Regulatory, Risk, Data or Transformation Programs
Experience working in Technology or Change for the large Investment Banks dealing with Banking Products, Data and Systems.
Proven experience and evidencing prioritization techniques, refinement, grooming and challenges with the Backlog management.
Knowledge and experience of Risk or Finance domain. Good to have experience in any phase of Credit Risk Lifecycle such as Limit Management, Rating Methodologies, Monitoring, Reporting, Recovery Management.
Exposure to Credit Risk Measures such as PD, LGD, EAD, EL, RWA etc and their underlying calculations / methodology
Additional advantage would be knowledge of Pricing/Valuations across multiple asset classes including Traded Derivatives, Banking Book Securitization etc and prevalent Risk regulations such as BASEL & ECB IRBA guidelines
Experience with Agile Testing & Engineering techniques (e.g. BDD) would be a plus
Experience in writing simple SQL queries for data analysis would be a plus
Good to have knowledge on Data Analytical tools of Tableau, Qlik.

Soft Skills

Education/ Qualifications

B.E/ BTech or Degree in Computer Science/ Information Technology
Recognized Degree in Finance and Risk Domain e.g. MBA, B.COM
Good to have: FRM/CFA Certified Professional
Good to have: Product owner/Product Manager/ Business Analyst Certifications from recognized institutes/ courses.

Role: Head - Analytics / BI

Industry Type: Investment Banking / Venture Capital / Private Equity

Department: Data Science & Analytics

Employment Type: Full Time, Permanent

Role Category: Business Intelligence & Analytics

Education

UG: B.Tech/B.E. in Production/Industrial

PG: MBA/PGDM in Marketing

Risk Associate - Product Owner

Product Owner, VP