WBCG:MNC - Credit Analyst

Axis Bank

Mumbai, India

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Posted 3 months ago
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Job Description

WBCG:MNC - Credit Analyst
INTERNAL USAGE:
No. of Vacancies:	1	Reports to:
Is a Team leader	No	Team Size:

Grade:	Upto Senior Manager
Business:		Department:	Wholesale Banking Coverage Group	Sub-Department:
Location:
About Wholesale Banking Coverage Group
The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil& Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities.
AbouttheRole
The Credit Analyst is responsible for analyzing the risk profile of the companies in the respective industries and ensure preparation of conclusive credit proposals and detection of potential risk triggers. The credit analysts also interact with the companies to keep an update on the developments in the sector and its impact on company.
Key Responsibilities
Analyse the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposals Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers Provide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision making Ensure NPA /restructuring levels for the group are minimized
Qualifications
Optimal qualification for success on the job is: CFA/ CA/ MBA (Finance) from a recognized institute
Role Proficiencies:
For successful execution of the job, the candidate should possess the following: In-depth knowledge of key drivers and indicators in the relevant sectors A solid understanding of financial statements, ratios Understanding of compliance and regulatory norms Good relationship management and strong communication and presentation skill