Walk-in Drive for Mortgage Underwriter

Walk-in Drive Details

Domain: Australian Mortgage Underwriting

Interview Location: HCL TECH- Sholinganallur, (Address: Elcot SEZ, Medavakkam High Road, Sholinganallur, Chennai, Tamil Nadu 600119)

Work Location: Chennai

Walk‑In Date: 20th May 2026 & 21 May 2026

Time: 11AM - 2 PM

Responsibilities:

Analyzing customer financial positions, employment history, credit history, and ability to repay.

Understanding and applying the 4 Cs of Credit effectively.

Ensuring compliance with regulatory and company guidelines.

Assessing credit risk and determining loan approval/decline decisions.

Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.

Communicating with external stakeholders, including Brokers/Lenders.

Demonstrating strong customer-centric communication skills.

Core Responsibilities:

Loan Application Assessment

Creditworthiness Evaluation

Income Verification

Risk Analysis

Property Valuation Review

Reviewing Loan-to-Value Ratio (LVR)

Approval or Declination of Loans

Fraud Detection

Skills & Qualifications:

Knowledge of Responsible Lending Obligations

Understanding of APRA and ASIC regulations

Strong analytical and financial assessment skills

Excellent attention to detail and time management

Effective communication & stakeholder management skills

Experience with lending policies & procedures

Experience with KYC process

Qualification & Experience:

Education: Bachelor's or Master's degree in any field.

Experience: 2+ years in Mortgage Underwriting and Quality in Australian, USA, or UK mortgage domains.

Must-have: Strong understanding of Australian, US, or UK lending regulations.

Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.