Greetings from Infosys BPM Ltd.,
We are hiring for Walkin Drive for Enterprise Credit Analyst Domain for Bangalore.
Please walk-in for the interview on 08th Aug 2026 (Saturday) in Bangalore.
Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in.
Please mention Candidate ID on top of the Resume ***
Please use below link to apply and register your application.
Process Specialist- 4 Yrs to 6 Yrs experience:
https://career.infosys.com/jobdescjobReferenceCode=PROGEN-EXTERNAL- 250421
Interview Details:
Interview Date: 08th Aug 2026 (Saturday )
Interview Time: 10.00 AM to 11:00 AM IST Only
Interview Venue:Bangalore :: E-City Phase 2:: Infosys Limited, No. 40/P-41/P, Gate #: 2, Electronic City Phase-2, Industrial Area, Konappana Agrahara, Bangalore- 560100.
Landmark: In Between Sunik Industries and Tejas Networks.
Please find below Job Description for your reference:
Job Location: Bengaluru (Work from Office)
Qualification: Any Graduate (Full Time)
Experience: 4-6 Years
Notice Period: Immediate to 15 Days Only
Shift: Flexible to work for any shift
Job Level:4B
Note: we are looking for Enterprise Credit Analyst.
Job Description
Summary
We are seeking a detail-oriented Credit Analyst responsible for conducting comprehensive financial statement analysis, evaluating merchant and corporate credit risk exposure, performing industry and business risk assessments, and preparing well-supported credit memorandums. The role involves assessing financial strength, determining appropriate credit limits, identifying key risk drivers, and providing recommendations to support sound credit decisions.
Key Responsibilities:
- Analyze audited and unaudited financial statements, including income statements, balance sheets, and cash flow statements.
- Assess merchant and corporate creditworthiness by evaluating profitability, liquidity, leverage, cash flow adequacy, and debt servicing capacity.
- Calculate and evaluate credit risk exposure and determine appropriate credit limits based on financial strength and business profile.
- Prepare detailed credit memorandums summarizing financial analysis, key risks, industry outlook, exposure assessment, and credit recommendations.
- Conduct industry and market research to understand competitive positioning, sector trends, regulatory developments, and macroeconomic impacts.
- Review existing merchant portfolios and monitor financial performance to identify emerging credit risks.
- Evaluate collateral structures, guarantees, and other risk mitigation measures where applicable.
- Perform sensitivity and scenario analysis to assess the impact of adverse business and economic conditions.
- Present findings and recommendations to stakeholders in a clear and concise manner.
- Collaborate with underwriting, risk management, sales, and relationship management teams to support credit decisions.
- Ensure compliance with internal credit policies, risk frameworks, and regulatory requirements.
- Monitor portfolio performance and communicate material risk concerns to management.
Preferred Qualifications:
- Bachelors degree in Finance, Accounting, Commerce, Economics, or related field. MBA/CFA preferred.
- Experience in credit risk analysis, merchant underwriting, commercial lending, or corporate credit analysis.
- Strong understanding of financial statement analysis and credit exposure assessment techniques.
- Ability to write comprehensive credit memos and present credit recommendations.
- Knowledge of industry analysis, risk rating methodologies, and exposure management.
- Advanced Excel and analytical skills with strong attention to detail.
Documents to Carry:
- Carry a printout your updated resume.
- Carry on 2 Photo Identity proof (PAN card/ Driving License / Voters ID Card/ Passport)
- All original education documents needs to be available for verification. ( 10th, 12th , Graduation) (Sem Wise Marksheet, CMM. Provisional and Original Degree)
Mandatory to carry:
- Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.
Pointers to note:
- Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions.
- Original Government ID card is must for Security Clearance.
Thanks & Regards,
Infosys Recruitment Team
