Understand the client's business model, products offered, management profile, business plan, funding profile, Financial Statements and evaluate the overall credit quality of the Client's organization.
Prepare Product notes/ Credit note on the entity and build credit research capabilities
Prepare Term-sheet & cash-flows Generation for SFP deals
Prepare & give Presentations on Entity's profile, Deal economics to internal & external stakeholders/investors
Formulate critical credit covenants specific to the industry & asset class of the client
Structuring Structured Finance deals to achieve deal efficiency to meet Issuer & investor requirements and application of various pool filters developed in-house or as per investor criteria
Track market deals closed in DCM & Structured Finance
Track credit ratings of prospective deals and engage with rating agencies to stay abreast of market updates
Track sector updates, market innovations and latest regulations
Engage with clients across various sectors (NBFCs, MFIs, HFCs, Corporates) to understand their fund-raising requirements through TL / NCD (including credit enhanced structure) route.
Co-ordination with Issuers on deal sourcing and deal closure related requirements
Engagement with external counter-parties such as Trustees/ Legal Counsels/ Rating Agencies/ RTA
agents/ Depositories for understanding market trends, regulation changes, and deal execution related assistance for our Clients and coordination with internal teams
Mandatory Skills:
Corporate Networking & Business Development
Knowledge of Financial products
Expertise in MS Office – Excel , Powerpoint, Word
Excellent communication skills
Desired Skills:
Credit analysis & Financial analysis of entities– Fundamental analysis, Ratio analysis, etc.
Ability to communicate clearly & make presentations to internal & external clients
Ability to learn Structured Finance products & structure innovative deals
Ability to understand Client Businesses & maintain cordial relations with senior management
Ability to travel & meet clients for meetings pan India, as per requirement
