Vice President of Lending

paisalo digital limited

10-12 Years

Not Disclosed

Delhi, India

Posted 4 hours ago

Be among the first 10 applicants

Job Description

About the Role

We are looking for an experienced lending professional to lead and scale the lending business, with ownership of growth, P&L, portfolio quality, and operational excellence.

The role operates one level below the Business Head, with significant autonomy to drive day-to-day business while partnering with leadership on strategy, expansion, partnerships, and execution.

The ideal candidate will have strong expertise in lending, P&L management, portfolio analytics, and business scaling, with a hands-on approach to delivering sustainable growth in a fast-paced environment.

Key Responsibilities

Business & Growth: Own business targets, revenue, profitability, AUM, and portfolio growth; drive strategic initiatives across products, markets, and channels.
Channel Development: Build and expand sourcing channels through DSAs, dealers, distributors, fintechs, and other strategic partners.
OEM & Strategic Partnerships: Develop and manage OEM tie-ups, institutional partnerships, and strategic alliances to create scalable business opportunities.
End-to-End Lending: Oversee sourcing, underwriting, sanction, disbursement, portfolio management, customer servicing, and collections.
Collections & Portfolio Quality: Drive collections, delinquency management, recoveries, and portfolio quality while maintaining sustainable credit performance.
P&L & Financial Management: Own P&L, revenue, costs, margins, credit costs, and profitability; leverage financial and portfolio analytics for business optimization.
Leadership & Execution: Lead cross-functional teams across sales, credit, operations, and collections; drive performance, governance, and accountability.
Stakeholder Management: Partner with senior leadership, lenders, OEMs, financial institutions, and external stakeholders to drive business growth and strategic initiatives.

Experience & Qualification

10+ years of experience in lending, NBFCs, fintech, banking, or financial services.
Experience in senior business leadership roles with proven P&L and lending portfolio ownership.
Strong exposure to MSME/Retail, secured/unsecured lending, channel development, OEM partnerships, portfolio management, and collections.
Proven experience in team leadership and cross-functional business management.
Postgraduate qualification required; MBA/PGDM in Finance, Marketing, or Business Management preferred.

Required Skills & Competencies