Our Asia-Pacific Credit Department (APCD), a department based in Singapore, is currently responsible for non-Japanese companies. Geographically, we cover all sectors in APAC. We are now looking for experienced professional to join the team.
Your key roles &responsibilities include:
- Taking charge of the corporate clients in APAC region
- Assisting your superiors in the accomplishment of the overall duties and responsibilities of the Department at all times, in adherence to the policy and direction of the Department.
- Performing in-depth research on existing and prospective customers as well as other relevant parties, industries based on the request from credit officers in credit department or senior executives in the bank.
- Making independent, impartial, and useful recommendations with credit research report to management of the Department
- Assigning credit ratings to target borrowers based on own approach with several angle analysis.
- Performing corporate clients periodical and special credit review and assessment as deemed necessary by the Department (e.g. Close Watch, Self- Assessment, and Strict Management Claims Determination).
- Gathering credit and related information on customers or related industries, from both internal and external sources (e.g. customers of the corporate clients, buyers and suppliers, public authorities and institutions, credit agencies, and other banks).
- Visiting customers (offices/factories within the covered sectors, if appropriate) with business promotion departments, whenever necessary, to obtain in-depth and accurate information on customers for the purpose of analysis.
- To extend constructive guidance for staffs of business promotion departments to improve the credit analysis quality.
- Performing any other duties as assigned by superiors.
What you should have:
- A Bachelor's Degree.
- At least 13 years of relevant financial industry experience, including at least 5years of experience in credit-related work.
- Skill to use Microsoft office (Excel, PowerPoint, Word), knowledge of accounting
- Business-level proficiency in both English and Japanese as the incumbent is expected to read and understand documents as well as liaise with colleagues in Head Office in Tokyo and present in these two languages.
