Underwriter

Key Responsibilities:

• Perform complete and in-depth review of mortgage loan files including income, assets, credit, and collateral.
• Utilize the client's loan operating system to ensure accurate data entry.
• Underwrite loans according to client guidelines using AUS or manual guidelines.
• Evaluate and ensure overall loan documents are accurate, complete, and compliant.
• Identify and/or clear red flags in mortgage files.
• Issue loan decisions and condition files accordingly.
• Review and approve conditions for compliance and completion of loan files.
• Provide excellent customer service to internal and external clients.
• Maintain current knowledge of client and investor requirements.
• Resolve pre- and post-closing issues related to underwriting.
• Assist processors and loan officers in understanding underwriting decisions and conditions.
• Work in a high-stress environment while delivering high-level customer service.
• Work more than 40 hours as needed, including outside normal business hours.