Lending Operations in Bangalore plays a critical role in managing the lifecycle events of syndicated loan deals, supporting the Corporate and Investment Banking (CIB) divisions. The team provides comprehensive Middle Office and Back Office services covering trade support, documentation, settlements, cash reconciliation, drawdowns, re-pricing, and payment processing.
Working in close partnership with Front Office, CRM, Finance, Sales, Agent Banks, and Clients, the team supports a wide range of businesses including:
- Distressed Product Group (DPG)
- Commercial Real Estate (CRE)
- Global Credit Trading (GCT)
- Credit Solutions Group (CSG)
- Structured Trade & Export Finance (STEF)
This role demands accuracy, multi-functional coordination, and strong stakeholder interaction within a fast-paced, deadline-driven environment.
What We Offer
As part of our flexible benefits package, you'll enjoy:
- Best-in-class leave policy
- Gender-neutral parental leave
- 100% reimbursement for childcare assistance (gender neutral)
- Sponsorship for certifications and further education
- Employee Assistance Program (EAP) for you and your family
- Comprehensive medical insurance for self and dependents
- Accident and term life insurance
- Complimentary health screening for employees aged 35 and above
Key Responsibilities
Trading Operations
- Oversee Trade Support (Middle Office):
- Static client setup in Loan IQ
- KYC verification
- Deal, facility, and loan data entry
- Control reporting and audit checks
- Manage Trade Closing (Middle Office):
- Trade bookings in ClearPar (Markit)
- Loan trade documentation and settlement prep
- Pricing calculations and memos
- Portfolio position management
- Corporate actions, broker/transfer fee handling
- Interaction with agents, clients, and trading desks
- Handle Trade Settlement (Back Office):
- Documentation review
- Execution of settlements in Loan IQ
- MIS reporting, cash reconciliations
- Post-settlement issue resolution
Loan Servicing
- Manage Middle Office Loan Servicing:
- Credit agreement review, static setup in Loan IQ
- KYC checks and facility/loan mapping
- Control and compliance reporting
- Handle Back Office Loan Servicing:
- Credit/pricing document review
- Loan maintenance in Loan IQ
- Daily reporting, reconciliation, and problem resolution
Documentation
- Maintain and reconcile syndicated loan documentation
- Ensure accurate limit servicing and documentation control
Skills and Experience Required
- Education:
- Bachelor's or Postgraduate degree in Finance
- Experience:
- 13 years in financial services, preferably in syndicated loan operations or middle/back office
- Technical Skills:
- Proficiency in Loan IQ and MS Excel (advanced skills preferred)
- Knowledge of ClearPar, Loan Market Association (LMA) standards, and syndicated loan market practices
- Professional Competencies:
- Strong analytical and logical reasoning skills
- Excellent written and verbal communication
- Confident, proactive, and dynamic approach
- Flexibility to work in shifts as required
- Ability to work independently with minimal supervision
- Strong team player with a collaborative mindset
